LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,080
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,798
−HK$730/mo
Today · 4.125%
HK$24,528
baseline
▲ 0.50% · 4.625%
HK$26,020
+HK$1,492/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$49,056/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,677
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,365
−HK$699/mo
Today · 4.125%
HK$27,064
baseline
▲ 0.50% · 4.625%
HK$28,490
+HK$1,426/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$54,128/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,696
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,558
−HK$875/mo
Today · 4.125%
HK$29,433
baseline
▲ 0.50% · 4.625%
HK$31,224
+HK$1,791/mo
Deposit HK$4.05M · loan HK$6.07M · min. income ≈ HK$58,866/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,812
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,638
−HK$839/mo
Today · 4.125%
HK$32,477
baseline
▲ 0.50% · 4.625%
HK$34,189
+HK$1,712/mo
Deposit HK$4.05M · loan HK$6.07M · min. income ≈ HK$64,954/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,313
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,318
−HK$1,021/mo
Today · 4.125%
HK$34,339
baseline
▲ 0.50% · 4.625%
HK$36,428
+HK$2,089/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$68,678/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$379,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,947
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,911
−HK$978/mo
Today · 4.125%
HK$37,889
baseline
▲ 0.50% · 4.625%
HK$39,887
+HK$1,998/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$75,778/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$379,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,545
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,837
−HK$1,313/mo
Today · 4.125%
HK$44,150
baseline
▲ 0.50% · 4.625%
HK$46,836
+HK$2,686/mo
Deposit HK$1.01M · loan HK$9.11M · min. income ≈ HK$88,300/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,218
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,458
−HK$1,257/mo
Today · 4.125%
HK$48,715
baseline
▲ 0.50% · 4.625%
HK$51,283
+HK$2,568/mo
Deposit HK$1.01M · loan HK$9.11M · min. income ≈ HK$97,430/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,569 · Scale 2, in force from 26 Feb 2026)