LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,084
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,802
−HK$730/mo
Today · 4.125%
HK$24,532
baseline
▲ 0.50% · 4.625%
HK$26,024
+HK$1,492/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$49,064/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,681
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,370
−HK$698/mo
Today · 4.125%
HK$27,068
baseline
▲ 0.50% · 4.625%
HK$28,495
+HK$1,427/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$54,136/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,701
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,563
−HK$875/mo
Today · 4.125%
HK$29,438
baseline
▲ 0.50% · 4.625%
HK$31,229
+HK$1,791/mo
Deposit HK$4.05M · loan HK$6.07M · min. income ≈ HK$58,876/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,817
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,643
−HK$839/mo
Today · 4.125%
HK$32,482
baseline
▲ 0.50% · 4.625%
HK$34,194
+HK$1,712/mo
Deposit HK$4.05M · loan HK$6.07M · min. income ≈ HK$64,964/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,318
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,323
−HK$1,021/mo
Today · 4.125%
HK$34,344
baseline
▲ 0.50% · 4.625%
HK$36,434
+HK$2,090/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$68,688/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$379,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,953
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,917
−HK$979/mo
Today · 4.125%
HK$37,896
baseline
▲ 0.50% · 4.625%
HK$39,893
+HK$1,997/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$75,792/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$379,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,551
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,844
−HK$1,313/mo
Today · 4.125%
HK$44,157
baseline
▲ 0.50% · 4.625%
HK$46,844
+HK$2,687/mo
Deposit HK$1.01M · loan HK$9.11M · min. income ≈ HK$88,314/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,225
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,465
−HK$1,258/mo
Today · 4.125%
HK$48,723
baseline
▲ 0.50% · 4.625%
HK$51,291
+HK$2,568/mo
Deposit HK$1.01M · loan HK$9.11M · min. income ≈ HK$97,446/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,630 · Scale 2, in force from 26 Feb 2026)