LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,084
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,802
−HK$730/mo
Today · 4.125%
HK$24,532
baseline
▲ 0.50% · 4.625%
HK$26,025
+HK$1,493/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$49,064/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,681
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,370
−HK$699/mo
Today · 4.125%
HK$27,069
baseline
▲ 0.50% · 4.625%
HK$28,496
+HK$1,427/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$54,138/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,701
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,563
−HK$875/mo
Today · 4.125%
HK$29,438
baseline
▲ 0.50% · 4.625%
HK$31,230
+HK$1,792/mo
Deposit HK$4.05M · loan HK$6.07M · min. income ≈ HK$58,876/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,817
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,644
−HK$838/mo
Today · 4.125%
HK$32,482
baseline
▲ 0.50% · 4.625%
HK$34,195
+HK$1,713/mo
Deposit HK$4.05M · loan HK$6.07M · min. income ≈ HK$64,964/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,318
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,323
−HK$1,022/mo
Today · 4.125%
HK$34,345
baseline
▲ 0.50% · 4.625%
HK$36,435
+HK$2,090/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$68,690/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$379,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,954
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,918
−HK$978/mo
Today · 4.125%
HK$37,896
baseline
▲ 0.50% · 4.625%
HK$39,894
+HK$1,998/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$75,792/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$379,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,552
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,844
−HK$1,314/mo
Today · 4.125%
HK$44,158
baseline
▲ 0.50% · 4.625%
HK$46,845
+HK$2,687/mo
Deposit HK$1.01M · loan HK$9.11M · min. income ≈ HK$88,316/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,226
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,466
−HK$1,258/mo
Today · 4.125%
HK$48,724
baseline
▲ 0.50% · 4.625%
HK$51,292
+HK$2,568/mo
Deposit HK$1.01M · loan HK$9.11M · min. income ≈ HK$97,448/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,636 · Scale 2, in force from 26 Feb 2026)