LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,088
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,806
−HK$729/mo
Today · 4.125%
HK$24,535
baseline
▲ 0.50% · 4.625%
HK$26,028
+HK$1,493/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$49,070/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,685
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,374
−HK$698/mo
Today · 4.125%
HK$27,072
baseline
▲ 0.50% · 4.625%
HK$28,499
+HK$1,427/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$54,144/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,705
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,567
−HK$875/mo
Today · 4.125%
HK$29,442
baseline
▲ 0.50% · 4.625%
HK$31,234
+HK$1,792/mo
Deposit HK$4.05M · loan HK$6.07M · min. income ≈ HK$58,884/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,822
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,648
−HK$839/mo
Today · 4.125%
HK$32,487
baseline
▲ 0.50% · 4.625%
HK$34,199
+HK$1,712/mo
Deposit HK$4.05M · loan HK$6.07M · min. income ≈ HK$64,974/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,323
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,328
−HK$1,021/mo
Today · 4.125%
HK$34,349
baseline
▲ 0.50% · 4.625%
HK$36,440
+HK$2,091/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$68,698/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$379,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,959
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,923
−HK$978/mo
Today · 4.125%
HK$37,901
baseline
▲ 0.50% · 4.625%
HK$39,899
+HK$1,998/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$75,802/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$379,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,558
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,850
−HK$1,314/mo
Today · 4.125%
HK$44,164
baseline
▲ 0.50% · 4.625%
HK$46,851
+HK$2,687/mo
Deposit HK$1.01M · loan HK$9.11M · min. income ≈ HK$88,328/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,232
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,472
−HK$1,258/mo
Today · 4.125%
HK$48,730
baseline
▲ 0.50% · 4.625%
HK$51,299
+HK$2,569/mo
Deposit HK$1.01M · loan HK$9.11M · min. income ≈ HK$97,460/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,687 · Scale 2, in force from 26 Feb 2026)