LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,090
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,808
−HK$730/mo
Today · 4.125%
HK$24,538
baseline
▲ 0.50% · 4.625%
HK$26,031
+HK$1,493/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$49,076/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,687
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,376
−HK$699/mo
Today · 4.125%
HK$27,075
baseline
▲ 0.50% · 4.625%
HK$28,502
+HK$1,427/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$54,150/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,708
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,570
−HK$875/mo
Today · 4.125%
HK$29,445
baseline
▲ 0.50% · 4.625%
HK$31,237
+HK$1,792/mo
Deposit HK$4.05M · loan HK$6.08M · min. income ≈ HK$58,890/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,825
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,651
−HK$839/mo
Today · 4.125%
HK$32,490
baseline
▲ 0.50% · 4.625%
HK$34,203
+HK$1,713/mo
Deposit HK$4.05M · loan HK$6.08M · min. income ≈ HK$64,980/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,326
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,331
−HK$1,022/mo
Today · 4.125%
HK$34,353
baseline
▲ 0.50% · 4.625%
HK$36,443
+HK$2,090/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$68,706/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$379,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,962
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,926
−HK$979/mo
Today · 4.125%
HK$37,905
baseline
▲ 0.50% · 4.625%
HK$39,903
+HK$1,998/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$75,810/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$379,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,562
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,854
−HK$1,314/mo
Today · 4.125%
HK$44,168
baseline
▲ 0.50% · 4.625%
HK$46,855
+HK$2,687/mo
Deposit HK$1.01M · loan HK$9.11M · min. income ≈ HK$88,336/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,237
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,477
−HK$1,258/mo
Today · 4.125%
HK$48,735
baseline
▲ 0.50% · 4.625%
HK$51,304
+HK$2,569/mo
Deposit HK$1.01M · loan HK$9.11M · min. income ≈ HK$97,470/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,724 · Scale 2, in force from 26 Feb 2026)