LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,091
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,809
−HK$730/mo
Today · 4.125%
HK$24,539
baseline
▲ 0.50% · 4.625%
HK$26,032
+HK$1,493/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$49,078/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,688
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,377
−HK$699/mo
Today · 4.125%
HK$27,076
baseline
▲ 0.50% · 4.625%
HK$28,503
+HK$1,427/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$54,152/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,709
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,571
−HK$875/mo
Today · 4.125%
HK$29,446
baseline
▲ 0.50% · 4.625%
HK$31,238
+HK$1,792/mo
Deposit HK$4.05M · loan HK$6.08M · min. income ≈ HK$58,892/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,826
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,652
−HK$839/mo
Today · 4.125%
HK$32,491
baseline
▲ 0.50% · 4.625%
HK$34,204
+HK$1,713/mo
Deposit HK$4.05M · loan HK$6.08M · min. income ≈ HK$64,982/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,327
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,332
−HK$1,022/mo
Today · 4.125%
HK$34,354
baseline
▲ 0.50% · 4.625%
HK$36,444
+HK$2,090/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$68,708/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$379,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,963
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,928
−HK$978/mo
Today · 4.125%
HK$37,906
baseline
▲ 0.50% · 4.625%
HK$39,904
+HK$1,998/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$75,812/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$379,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,563
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,856
−HK$1,313/mo
Today · 4.125%
HK$44,169
baseline
▲ 0.50% · 4.625%
HK$46,857
+HK$2,688/mo
Deposit HK$1.01M · loan HK$9.11M · min. income ≈ HK$88,338/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,238
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,479
−HK$1,258/mo
Today · 4.125%
HK$48,737
baseline
▲ 0.50% · 4.625%
HK$51,306
+HK$2,569/mo
Deposit HK$1.01M · loan HK$9.11M · min. income ≈ HK$97,474/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,737 · Scale 2, in force from 26 Feb 2026)