LTV · monthly repayment
▼ 0.50% · 3.625%
HK$231,035
−HK$14,488/mo
▼ 0.25% · 3.875%
HK$238,221
−HK$7,302/mo
Today · 4.125%
HK$245,523
baseline
▲ 0.50% · 4.625%
HK$260,462
+HK$14,939/mo
Deposit HK$50.66M · loan HK$50.66M · min. income ≈ HK$491,046/mo (50% DSR)
Upfront cash ≈ HK$55.31M (deposit + AVD stamp duty HK$4,645,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,024
−HK$13,886/mo
▼ 0.25% · 3.875%
HK$263,917
−HK$6,993/mo
Today · 4.125%
HK$270,910
baseline
▲ 0.50% · 4.625%
HK$285,190
+HK$14,280/mo
Deposit HK$50.66M · loan HK$50.66M · min. income ≈ HK$541,820/mo (50% DSR)
Upfront cash ≈ HK$55.31M (deposit + AVD stamp duty HK$4,645,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,242
−HK$17,386/mo
▼ 0.25% · 3.875%
HK$285,866
−HK$8,762/mo
Today · 4.125%
HK$294,628
baseline
▲ 0.50% · 4.625%
HK$312,555
+HK$17,927/mo
Deposit HK$40.53M · loan HK$60.79M · min. income ≈ HK$589,256/mo (50% DSR)
Upfront cash ≈ HK$45.17M (deposit + AVD stamp duty HK$4,645,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,429
−HK$16,663/mo
▼ 0.25% · 3.875%
HK$316,701
−HK$8,391/mo
Today · 4.125%
HK$325,092
baseline
▲ 0.50% · 4.625%
HK$342,228
+HK$17,136/mo
Deposit HK$40.53M · loan HK$60.79M · min. income ≈ HK$650,184/mo (50% DSR)
Upfront cash ≈ HK$45.17M (deposit + AVD stamp duty HK$4,645,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,449
−HK$20,283/mo
▼ 0.25% · 3.875%
HK$333,510
−HK$10,222/mo
Today · 4.125%
HK$343,732
baseline
▲ 0.50% · 4.625%
HK$364,647
+HK$20,915/mo
Deposit HK$30.40M · loan HK$70.92M · min. income ≈ HK$687,464/mo (50% DSR)
Upfront cash ≈ HK$35.04M (deposit + AVD stamp duty HK$4,645,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,834
−HK$19,440/mo
▼ 0.25% · 3.875%
HK$369,484
−HK$9,790/mo
Today · 4.125%
HK$379,274
baseline
▲ 0.50% · 4.625%
HK$399,267
+HK$19,993/mo
Deposit HK$30.40M · loan HK$70.92M · min. income ≈ HK$758,548/mo (50% DSR)
Upfront cash ≈ HK$35.04M (deposit + AVD stamp duty HK$4,645,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$415,863
−HK$26,078/mo
▼ 0.25% · 3.875%
HK$428,799
−HK$13,142/mo
Today · 4.125%
HK$441,941
baseline
▲ 0.50% · 4.625%
HK$468,832
+HK$26,891/mo
Deposit HK$10.13M · loan HK$91.19M · min. income ≈ HK$883,882/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$4,645,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$462,643
−HK$24,996/mo
▼ 0.25% · 3.875%
HK$475,051
−HK$12,588/mo
Today · 4.125%
HK$487,639
baseline
▲ 0.50% · 4.625%
HK$513,343
+HK$25,704/mo
Deposit HK$10.13M · loan HK$91.19M · min. income ≈ HK$975,278/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$4,645,922 · Scale 2, in force from 26 Feb 2026)