LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,104
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,822
−HK$731/mo
Today · 4.125%
HK$24,553
baseline
▲ 0.50% · 4.625%
HK$26,046
+HK$1,493/mo
Deposit HK$5.07M · loan HK$5.07M · min. income ≈ HK$49,106/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$379,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,703
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,392
−HK$699/mo
Today · 4.125%
HK$27,091
baseline
▲ 0.50% · 4.625%
HK$28,519
+HK$1,428/mo
Deposit HK$5.07M · loan HK$5.07M · min. income ≈ HK$54,182/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$379,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,724
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,587
−HK$876/mo
Today · 4.125%
HK$29,463
baseline
▲ 0.50% · 4.625%
HK$31,256
+HK$1,793/mo
Deposit HK$4.05M · loan HK$6.08M · min. income ≈ HK$58,926/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,843
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,670
−HK$840/mo
Today · 4.125%
HK$32,510
baseline
▲ 0.50% · 4.625%
HK$34,223
+HK$1,713/mo
Deposit HK$4.05M · loan HK$6.08M · min. income ≈ HK$65,020/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,345
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,351
−HK$1,023/mo
Today · 4.125%
HK$34,374
baseline
▲ 0.50% · 4.625%
HK$36,465
+HK$2,091/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$68,748/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$379,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,984
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,949
−HK$979/mo
Today · 4.125%
HK$37,928
baseline
▲ 0.50% · 4.625%
HK$39,927
+HK$1,999/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$75,856/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$379,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,587
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,880
−HK$1,315/mo
Today · 4.125%
HK$44,195
baseline
▲ 0.50% · 4.625%
HK$46,884
+HK$2,689/mo
Deposit HK$1.01M · loan HK$9.12M · min. income ≈ HK$88,390/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,265
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,506
−HK$1,258/mo
Today · 4.125%
HK$48,764
baseline
▲ 0.50% · 4.625%
HK$51,335
+HK$2,571/mo
Deposit HK$1.01M · loan HK$9.12M · min. income ≈ HK$97,528/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,953 · Scale 2, in force from 26 Feb 2026)