LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,105
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,824
−HK$730/mo
Today · 4.125%
HK$24,554
baseline
▲ 0.50% · 4.625%
HK$26,048
+HK$1,494/mo
Deposit HK$5.07M · loan HK$5.07M · min. income ≈ HK$49,108/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$379,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,705
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,394
−HK$699/mo
Today · 4.125%
HK$27,093
baseline
▲ 0.50% · 4.625%
HK$28,521
+HK$1,428/mo
Deposit HK$5.07M · loan HK$5.07M · min. income ≈ HK$54,186/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$379,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,727
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,589
−HK$876/mo
Today · 4.125%
HK$29,465
baseline
▲ 0.50% · 4.625%
HK$31,258
+HK$1,793/mo
Deposit HK$4.05M · loan HK$6.08M · min. income ≈ HK$58,930/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,845
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,673
−HK$839/mo
Today · 4.125%
HK$32,512
baseline
▲ 0.50% · 4.625%
HK$34,226
+HK$1,714/mo
Deposit HK$4.05M · loan HK$6.08M · min. income ≈ HK$65,024/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,348
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,354
−HK$1,022/mo
Today · 4.125%
HK$34,376
baseline
▲ 0.50% · 4.625%
HK$36,468
+HK$2,092/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$68,752/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$379,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,986
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,952
−HK$979/mo
Today · 4.125%
HK$37,931
baseline
▲ 0.50% · 4.625%
HK$39,930
+HK$1,999/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$75,862/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$379,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,590
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,883
−HK$1,315/mo
Today · 4.125%
HK$44,198
baseline
▲ 0.50% · 4.625%
HK$46,887
+HK$2,689/mo
Deposit HK$1.01M · loan HK$9.12M · min. income ≈ HK$88,396/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,268
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,509
−HK$1,259/mo
Today · 4.125%
HK$48,768
baseline
▲ 0.50% · 4.625%
HK$51,339
+HK$2,571/mo
Deposit HK$1.01M · loan HK$9.12M · min. income ≈ HK$97,536/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,981 · Scale 2, in force from 26 Feb 2026)