LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,107
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,826
−HK$730/mo
Today · 4.125%
HK$24,556
baseline
▲ 0.50% · 4.625%
HK$26,050
+HK$1,494/mo
Deposit HK$5.07M · loan HK$5.07M · min. income ≈ HK$49,112/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$380,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,706
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,396
−HK$699/mo
Today · 4.125%
HK$27,095
baseline
▲ 0.50% · 4.625%
HK$28,523
+HK$1,428/mo
Deposit HK$5.07M · loan HK$5.07M · min. income ≈ HK$54,190/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$380,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,728
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,591
−HK$876/mo
Today · 4.125%
HK$29,467
baseline
▲ 0.50% · 4.625%
HK$31,260
+HK$1,793/mo
Deposit HK$4.05M · loan HK$6.08M · min. income ≈ HK$58,934/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$380,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,848
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,675
−HK$839/mo
Today · 4.125%
HK$32,514
baseline
▲ 0.50% · 4.625%
HK$34,228
+HK$1,714/mo
Deposit HK$4.05M · loan HK$6.08M · min. income ≈ HK$65,028/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$380,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,350
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,356
−HK$1,022/mo
Today · 4.125%
HK$34,378
baseline
▲ 0.50% · 4.625%
HK$36,470
+HK$2,092/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$68,756/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$380,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,989
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,954
−HK$979/mo
Today · 4.125%
HK$37,933
baseline
▲ 0.50% · 4.625%
HK$39,933
+HK$2,000/mo
Deposit HK$3.04M · loan HK$7.09M · min. income ≈ HK$75,866/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$380,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,593
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,886
−HK$1,315/mo
Today · 4.125%
HK$44,201
baseline
▲ 0.50% · 4.625%
HK$46,890
+HK$2,689/mo
Deposit HK$1.01M · loan HK$9.12M · min. income ≈ HK$88,402/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$380,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,271
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,512
−HK$1,259/mo
Today · 4.125%
HK$48,771
baseline
▲ 0.50% · 4.625%
HK$51,342
+HK$2,571/mo
Deposit HK$1.01M · loan HK$9.12M · min. income ≈ HK$97,542/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$380,007 · Scale 2, in force from 26 Feb 2026)