LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,116
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,835
−HK$731/mo
Today · 4.125%
HK$24,566
baseline
▲ 0.50% · 4.625%
HK$26,061
+HK$1,495/mo
Deposit HK$5.07M · loan HK$5.07M · min. income ≈ HK$49,132/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$380,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,717
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,406
−HK$700/mo
Today · 4.125%
HK$27,106
baseline
▲ 0.50% · 4.625%
HK$28,535
+HK$1,429/mo
Deposit HK$5.07M · loan HK$5.07M · min. income ≈ HK$54,212/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$380,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,740
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,602
−HK$877/mo
Today · 4.125%
HK$29,479
baseline
▲ 0.50% · 4.625%
HK$31,273
+HK$1,794/mo
Deposit HK$4.06M · loan HK$6.08M · min. income ≈ HK$58,958/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$380,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,860
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,688
−HK$839/mo
Today · 4.125%
HK$32,527
baseline
▲ 0.50% · 4.625%
HK$34,242
+HK$1,715/mo
Deposit HK$4.06M · loan HK$6.08M · min. income ≈ HK$65,054/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$380,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,363
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,369
−HK$1,023/mo
Today · 4.125%
HK$34,392
baseline
▲ 0.50% · 4.625%
HK$36,485
+HK$2,093/mo
Deposit HK$3.04M · loan HK$7.10M · min. income ≈ HK$68,784/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$380,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,003
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,969
−HK$979/mo
Today · 4.125%
HK$37,948
baseline
▲ 0.50% · 4.625%
HK$39,949
+HK$2,001/mo
Deposit HK$3.04M · loan HK$7.10M · min. income ≈ HK$75,896/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$380,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,609
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,904
−HK$1,315/mo
Today · 4.125%
HK$44,219
baseline
▲ 0.50% · 4.625%
HK$46,909
+HK$2,690/mo
Deposit HK$1.01M · loan HK$9.12M · min. income ≈ HK$88,438/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$380,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,290
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,531
−HK$1,260/mo
Today · 4.125%
HK$48,791
baseline
▲ 0.50% · 4.625%
HK$51,363
+HK$2,572/mo
Deposit HK$1.01M · loan HK$9.12M · min. income ≈ HK$97,582/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$380,160 · Scale 2, in force from 26 Feb 2026)