LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,126
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,846
−HK$731/mo
Today · 4.125%
HK$24,577
baseline
▲ 0.50% · 4.625%
HK$26,072
+HK$1,495/mo
Deposit HK$5.07M · loan HK$5.07M · min. income ≈ HK$49,154/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$380,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,728
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,418
−HK$700/mo
Today · 4.125%
HK$27,118
baseline
▲ 0.50% · 4.625%
HK$28,547
+HK$1,429/mo
Deposit HK$5.07M · loan HK$5.07M · min. income ≈ HK$54,236/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$380,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,752
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,615
−HK$877/mo
Today · 4.125%
HK$29,492
baseline
▲ 0.50% · 4.625%
HK$31,286
+HK$1,794/mo
Deposit HK$4.06M · loan HK$6.09M · min. income ≈ HK$58,984/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$380,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,873
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,701
−HK$840/mo
Today · 4.125%
HK$32,541
baseline
▲ 0.50% · 4.625%
HK$34,257
+HK$1,716/mo
Deposit HK$4.06M · loan HK$6.09M · min. income ≈ HK$65,082/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$380,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,377
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,384
−HK$1,023/mo
Today · 4.125%
HK$34,407
baseline
▲ 0.50% · 4.625%
HK$36,501
+HK$2,094/mo
Deposit HK$3.04M · loan HK$7.10M · min. income ≈ HK$68,814/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$380,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,019
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,985
−HK$980/mo
Today · 4.125%
HK$37,965
baseline
▲ 0.50% · 4.625%
HK$39,966
+HK$2,001/mo
Deposit HK$3.04M · loan HK$7.10M · min. income ≈ HK$75,930/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$380,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,627
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,922
−HK$1,316/mo
Today · 4.125%
HK$44,238
baseline
▲ 0.50% · 4.625%
HK$46,930
+HK$2,692/mo
Deposit HK$1.01M · loan HK$9.13M · min. income ≈ HK$88,476/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$380,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,310
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,552
−HK$1,260/mo
Today · 4.125%
HK$48,812
baseline
▲ 0.50% · 4.625%
HK$51,385
+HK$2,573/mo
Deposit HK$1.01M · loan HK$9.13M · min. income ≈ HK$97,624/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$380,325 · Scale 2, in force from 26 Feb 2026)