LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,142
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,861
−HK$732/mo
Today · 4.125%
HK$24,593
baseline
▲ 0.50% · 4.625%
HK$26,089
+HK$1,496/mo
Deposit HK$5.07M · loan HK$5.07M · min. income ≈ HK$49,186/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$380,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,745
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,435
−HK$701/mo
Today · 4.125%
HK$27,136
baseline
▲ 0.50% · 4.625%
HK$28,566
+HK$1,430/mo
Deposit HK$5.07M · loan HK$5.07M · min. income ≈ HK$54,272/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$380,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,770
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,634
−HK$877/mo
Today · 4.125%
HK$29,511
baseline
▲ 0.50% · 4.625%
HK$31,307
+HK$1,796/mo
Deposit HK$4.06M · loan HK$6.09M · min. income ≈ HK$59,022/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$380,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,894
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,722
−HK$841/mo
Today · 4.125%
HK$32,563
baseline
▲ 0.50% · 4.625%
HK$34,279
+HK$1,716/mo
Deposit HK$4.06M · loan HK$6.09M · min. income ≈ HK$65,126/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$380,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,398
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,406
−HK$1,024/mo
Today · 4.125%
HK$34,430
baseline
▲ 0.50% · 4.625%
HK$36,525
+HK$2,095/mo
Deposit HK$3.04M · loan HK$7.10M · min. income ≈ HK$68,860/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$380,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,043
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,009
−HK$981/mo
Today · 4.125%
HK$37,990
baseline
▲ 0.50% · 4.625%
HK$39,992
+HK$2,002/mo
Deposit HK$3.04M · loan HK$7.10M · min. income ≈ HK$75,980/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$380,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,655
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,950
−HK$1,317/mo
Today · 4.125%
HK$44,267
baseline
▲ 0.50% · 4.625%
HK$46,960
+HK$2,693/mo
Deposit HK$1.01M · loan HK$9.13M · min. income ≈ HK$88,534/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$380,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,341
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,583
−HK$1,261/mo
Today · 4.125%
HK$48,844
baseline
▲ 0.50% · 4.625%
HK$51,419
+HK$2,575/mo
Deposit HK$1.01M · loan HK$9.13M · min. income ≈ HK$97,688/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$380,575 · Scale 2, in force from 26 Feb 2026)