LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,144
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,864
−HK$731/mo
Today · 4.125%
HK$24,595
baseline
▲ 0.50% · 4.625%
HK$26,091
+HK$1,496/mo
Deposit HK$5.07M · loan HK$5.07M · min. income ≈ HK$49,190/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$380,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,747
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,438
−HK$700/mo
Today · 4.125%
HK$27,138
baseline
▲ 0.50% · 4.625%
HK$28,569
+HK$1,431/mo
Deposit HK$5.07M · loan HK$5.07M · min. income ≈ HK$54,276/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$380,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,772
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,636
−HK$878/mo
Today · 4.125%
HK$29,514
baseline
▲ 0.50% · 4.625%
HK$31,310
+HK$1,796/mo
Deposit HK$4.06M · loan HK$6.09M · min. income ≈ HK$59,028/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$380,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,896
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,725
−HK$841/mo
Today · 4.125%
HK$32,566
baseline
▲ 0.50% · 4.625%
HK$34,282
+HK$1,716/mo
Deposit HK$4.06M · loan HK$6.09M · min. income ≈ HK$65,132/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$380,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,401
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,409
−HK$1,024/mo
Today · 4.125%
HK$34,433
baseline
▲ 0.50% · 4.625%
HK$36,528
+HK$2,095/mo
Deposit HK$3.04M · loan HK$7.10M · min. income ≈ HK$68,866/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$380,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,046
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,013
−HK$980/mo
Today · 4.125%
HK$37,993
baseline
▲ 0.50% · 4.625%
HK$39,996
+HK$2,003/mo
Deposit HK$3.04M · loan HK$7.10M · min. income ≈ HK$75,986/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$380,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,659
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,954
−HK$1,317/mo
Today · 4.125%
HK$44,271
baseline
▲ 0.50% · 4.625%
HK$46,965
+HK$2,694/mo
Deposit HK$1.01M · loan HK$9.13M · min. income ≈ HK$88,542/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$380,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,345
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,588
−HK$1,261/mo
Today · 4.125%
HK$48,849
baseline
▲ 0.50% · 4.625%
HK$51,423
+HK$2,574/mo
Deposit HK$1.01M · loan HK$9.13M · min. income ≈ HK$97,698/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$380,609 · Scale 2, in force from 26 Feb 2026)