LTV · monthly repayment
▼ 0.50% · 3.625%
HK$231,566
−HK$14,522/mo
▼ 0.25% · 3.875%
HK$238,769
−HK$7,319/mo
Today · 4.125%
HK$246,088
baseline
▲ 0.50% · 4.625%
HK$261,062
+HK$14,974/mo
Deposit HK$50.78M · loan HK$50.78M · min. income ≈ HK$492,176/mo (50% DSR)
Upfront cash ≈ HK$55.49M (deposit + AVD stamp duty HK$4,715,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,615
−HK$13,918/mo
▼ 0.25% · 3.875%
HK$264,524
−HK$7,009/mo
Today · 4.125%
HK$271,533
baseline
▲ 0.50% · 4.625%
HK$285,846
+HK$14,313/mo
Deposit HK$50.78M · loan HK$50.78M · min. income ≈ HK$543,066/mo (50% DSR)
Upfront cash ≈ HK$55.49M (deposit + AVD stamp duty HK$4,715,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,880
−HK$17,425/mo
▼ 0.25% · 3.875%
HK$286,523
−HK$8,782/mo
Today · 4.125%
HK$295,305
baseline
▲ 0.50% · 4.625%
HK$313,274
+HK$17,969/mo
Deposit HK$40.62M · loan HK$60.93M · min. income ≈ HK$590,610/mo (50% DSR)
Upfront cash ≈ HK$45.34M (deposit + AVD stamp duty HK$4,715,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,138
−HK$16,702/mo
▼ 0.25% · 3.875%
HK$317,429
−HK$8,411/mo
Today · 4.125%
HK$325,840
baseline
▲ 0.50% · 4.625%
HK$343,016
+HK$17,176/mo
Deposit HK$40.62M · loan HK$60.93M · min. income ≈ HK$651,680/mo (50% DSR)
Upfront cash ≈ HK$45.34M (deposit + AVD stamp duty HK$4,715,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,193
−HK$20,330/mo
▼ 0.25% · 3.875%
HK$334,277
−HK$10,246/mo
Today · 4.125%
HK$344,523
baseline
▲ 0.50% · 4.625%
HK$365,486
+HK$20,963/mo
Deposit HK$30.47M · loan HK$71.09M · min. income ≈ HK$689,046/mo (50% DSR)
Upfront cash ≈ HK$35.18M (deposit + AVD stamp duty HK$4,715,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,661
−HK$19,486/mo
▼ 0.25% · 3.875%
HK$370,334
−HK$9,813/mo
Today · 4.125%
HK$380,147
baseline
▲ 0.50% · 4.625%
HK$400,185
+HK$20,038/mo
Deposit HK$30.47M · loan HK$71.09M · min. income ≈ HK$760,294/mo (50% DSR)
Upfront cash ≈ HK$35.18M (deposit + AVD stamp duty HK$4,715,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$416,820
−HK$26,138/mo
▼ 0.25% · 3.875%
HK$429,785
−HK$13,173/mo
Today · 4.125%
HK$442,958
baseline
▲ 0.50% · 4.625%
HK$469,911
+HK$26,953/mo
Deposit HK$10.16M · loan HK$91.40M · min. income ≈ HK$885,916/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$4,715,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$463,708
−HK$25,052/mo
▼ 0.25% · 3.875%
HK$476,144
−HK$12,616/mo
Today · 4.125%
HK$488,760
baseline
▲ 0.50% · 4.625%
HK$514,523
+HK$25,763/mo
Deposit HK$10.16M · loan HK$91.40M · min. income ≈ HK$977,520/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$4,715,839 · Scale 2, in force from 26 Feb 2026)