LTV · monthly repayment
▼ 0.50% · 3.625%
HK$231,602
−HK$14,524/mo
▼ 0.25% · 3.875%
HK$238,806
−HK$7,320/mo
Today · 4.125%
HK$246,126
baseline
▲ 0.50% · 4.625%
HK$261,102
+HK$14,976/mo
Deposit HK$50.78M · loan HK$50.78M · min. income ≈ HK$492,252/mo (50% DSR)
Upfront cash ≈ HK$55.50M (deposit + AVD stamp duty HK$4,720,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,655
−HK$13,921/mo
▼ 0.25% · 3.875%
HK$264,565
−HK$7,011/mo
Today · 4.125%
HK$271,576
baseline
▲ 0.50% · 4.625%
HK$285,891
+HK$14,315/mo
Deposit HK$50.78M · loan HK$50.78M · min. income ≈ HK$543,152/mo (50% DSR)
Upfront cash ≈ HK$55.50M (deposit + AVD stamp duty HK$4,720,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,923
−HK$17,428/mo
▼ 0.25% · 3.875%
HK$286,568
−HK$8,783/mo
Today · 4.125%
HK$295,351
baseline
▲ 0.50% · 4.625%
HK$313,322
+HK$17,971/mo
Deposit HK$40.63M · loan HK$60.94M · min. income ≈ HK$590,702/mo (50% DSR)
Upfront cash ≈ HK$45.35M (deposit + AVD stamp duty HK$4,720,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,186
−HK$16,705/mo
▼ 0.25% · 3.875%
HK$317,478
−HK$8,413/mo
Today · 4.125%
HK$325,891
baseline
▲ 0.50% · 4.625%
HK$343,069
+HK$17,178/mo
Deposit HK$40.63M · loan HK$60.94M · min. income ≈ HK$651,782/mo (50% DSR)
Upfront cash ≈ HK$45.35M (deposit + AVD stamp duty HK$4,720,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,243
−HK$20,333/mo
▼ 0.25% · 3.875%
HK$334,329
−HK$10,247/mo
Today · 4.125%
HK$344,576
baseline
▲ 0.50% · 4.625%
HK$365,543
+HK$20,967/mo
Deposit HK$30.47M · loan HK$71.10M · min. income ≈ HK$689,152/mo (50% DSR)
Upfront cash ≈ HK$35.19M (deposit + AVD stamp duty HK$4,720,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,717
−HK$19,489/mo
▼ 0.25% · 3.875%
HK$370,392
−HK$9,814/mo
Today · 4.125%
HK$380,206
baseline
▲ 0.50% · 4.625%
HK$400,247
+HK$20,041/mo
Deposit HK$30.47M · loan HK$71.10M · min. income ≈ HK$760,412/mo (50% DSR)
Upfront cash ≈ HK$35.19M (deposit + AVD stamp duty HK$4,720,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$416,884
−HK$26,142/mo
▼ 0.25% · 3.875%
HK$429,852
−HK$13,174/mo
Today · 4.125%
HK$443,026
baseline
▲ 0.50% · 4.625%
HK$469,984
+HK$26,958/mo
Deposit HK$10.16M · loan HK$91.41M · min. income ≈ HK$886,052/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$4,720,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$463,779
−HK$25,057/mo
▼ 0.25% · 3.875%
HK$476,218
−HK$12,618/mo
Today · 4.125%
HK$488,836
baseline
▲ 0.50% · 4.625%
HK$514,603
+HK$25,767/mo
Deposit HK$10.16M · loan HK$91.41M · min. income ≈ HK$977,672/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$4,720,558 · Scale 2, in force from 26 Feb 2026)