LTV · monthly repayment
▼ 0.50% · 3.625%
HK$231,609
−HK$14,524/mo
▼ 0.25% · 3.875%
HK$238,814
−HK$7,319/mo
Today · 4.125%
HK$246,133
baseline
▲ 0.50% · 4.625%
HK$261,110
+HK$14,977/mo
Deposit HK$50.79M · loan HK$50.79M · min. income ≈ HK$492,266/mo (50% DSR)
Upfront cash ≈ HK$55.51M (deposit + AVD stamp duty HK$4,721,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,663
−HK$13,921/mo
▼ 0.25% · 3.875%
HK$264,574
−HK$7,010/mo
Today · 4.125%
HK$271,584
baseline
▲ 0.50% · 4.625%
HK$285,899
+HK$14,315/mo
Deposit HK$50.79M · loan HK$50.79M · min. income ≈ HK$543,168/mo (50% DSR)
Upfront cash ≈ HK$55.51M (deposit + AVD stamp duty HK$4,721,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,931
−HK$17,429/mo
▼ 0.25% · 3.875%
HK$286,577
−HK$8,783/mo
Today · 4.125%
HK$295,360
baseline
▲ 0.50% · 4.625%
HK$313,332
+HK$17,972/mo
Deposit HK$40.63M · loan HK$60.94M · min. income ≈ HK$590,720/mo (50% DSR)
Upfront cash ≈ HK$45.35M (deposit + AVD stamp duty HK$4,721,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,196
−HK$16,705/mo
▼ 0.25% · 3.875%
HK$317,488
−HK$8,413/mo
Today · 4.125%
HK$325,901
baseline
▲ 0.50% · 4.625%
HK$343,079
+HK$17,178/mo
Deposit HK$40.63M · loan HK$60.94M · min. income ≈ HK$651,802/mo (50% DSR)
Upfront cash ≈ HK$45.35M (deposit + AVD stamp duty HK$4,721,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,253
−HK$20,334/mo
▼ 0.25% · 3.875%
HK$334,339
−HK$10,248/mo
Today · 4.125%
HK$344,587
baseline
▲ 0.50% · 4.625%
HK$365,554
+HK$20,967/mo
Deposit HK$30.47M · loan HK$71.10M · min. income ≈ HK$689,174/mo (50% DSR)
Upfront cash ≈ HK$35.19M (deposit + AVD stamp duty HK$4,721,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,728
−HK$19,489/mo
▼ 0.25% · 3.875%
HK$370,403
−HK$9,814/mo
Today · 4.125%
HK$380,217
baseline
▲ 0.50% · 4.625%
HK$400,259
+HK$20,042/mo
Deposit HK$30.47M · loan HK$71.10M · min. income ≈ HK$760,434/mo (50% DSR)
Upfront cash ≈ HK$35.19M (deposit + AVD stamp duty HK$4,721,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$416,897
−HK$26,143/mo
▼ 0.25% · 3.875%
HK$429,865
−HK$13,175/mo
Today · 4.125%
HK$443,040
baseline
▲ 0.50% · 4.625%
HK$469,998
+HK$26,958/mo
Deposit HK$10.16M · loan HK$91.41M · min. income ≈ HK$886,080/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$4,721,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$463,794
−HK$25,057/mo
▼ 0.25% · 3.875%
HK$476,232
−HK$12,619/mo
Today · 4.125%
HK$488,851
baseline
▲ 0.50% · 4.625%
HK$514,619
+HK$25,768/mo
Deposit HK$10.16M · loan HK$91.41M · min. income ≈ HK$977,702/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$4,721,495 · Scale 2, in force from 26 Feb 2026)