LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,170
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,890
−HK$733/mo
Today · 4.125%
HK$24,623
baseline
▲ 0.50% · 4.625%
HK$26,121
+HK$1,498/mo
Deposit HK$5.08M · loan HK$5.08M · min. income ≈ HK$49,246/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$381,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,776
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,467
−HK$702/mo
Today · 4.125%
HK$27,169
baseline
▲ 0.50% · 4.625%
HK$28,601
+HK$1,432/mo
Deposit HK$5.08M · loan HK$5.08M · min. income ≈ HK$54,338/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$381,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,804
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,668
−HK$879/mo
Today · 4.125%
HK$29,547
baseline
▲ 0.50% · 4.625%
HK$31,345
+HK$1,798/mo
Deposit HK$4.06M · loan HK$6.10M · min. income ≈ HK$59,094/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,931
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,761
−HK$841/mo
Today · 4.125%
HK$32,602
baseline
▲ 0.50% · 4.625%
HK$34,321
+HK$1,719/mo
Deposit HK$4.06M · loan HK$6.10M · min. income ≈ HK$65,204/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,437
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,446
−HK$1,026/mo
Today · 4.125%
HK$34,472
baseline
▲ 0.50% · 4.625%
HK$36,569
+HK$2,097/mo
Deposit HK$3.05M · loan HK$7.11M · min. income ≈ HK$68,944/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,086
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,054
−HK$982/mo
Today · 4.125%
HK$38,036
baseline
▲ 0.50% · 4.625%
HK$40,041
+HK$2,005/mo
Deposit HK$3.05M · loan HK$7.11M · min. income ≈ HK$76,072/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,705
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,003
−HK$1,318/mo
Today · 4.125%
HK$44,321
baseline
▲ 0.50% · 4.625%
HK$47,017
+HK$2,696/mo
Deposit HK$1.02M · loan HK$9.14M · min. income ≈ HK$88,642/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,397
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,641
−HK$1,262/mo
Today · 4.125%
HK$48,903
baseline
▲ 0.50% · 4.625%
HK$51,481
+HK$2,578/mo
Deposit HK$1.02M · loan HK$9.14M · min. income ≈ HK$97,806/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,037 · Scale 2, in force from 26 Feb 2026)