LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,172
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,892
−HK$733/mo
Today · 4.125%
HK$24,625
baseline
▲ 0.50% · 4.625%
HK$26,123
+HK$1,498/mo
Deposit HK$5.08M · loan HK$5.08M · min. income ≈ HK$49,250/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$381,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,778
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,470
−HK$701/mo
Today · 4.125%
HK$27,171
baseline
▲ 0.50% · 4.625%
HK$28,603
+HK$1,432/mo
Deposit HK$5.08M · loan HK$5.08M · min. income ≈ HK$54,342/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$381,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,806
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,671
−HK$879/mo
Today · 4.125%
HK$29,550
baseline
▲ 0.50% · 4.625%
HK$31,348
+HK$1,798/mo
Deposit HK$4.06M · loan HK$6.10M · min. income ≈ HK$59,100/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,934
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,764
−HK$841/mo
Today · 4.125%
HK$32,605
baseline
▲ 0.50% · 4.625%
HK$34,324
+HK$1,719/mo
Deposit HK$4.06M · loan HK$6.10M · min. income ≈ HK$65,210/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,440
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,449
−HK$1,026/mo
Today · 4.125%
HK$34,475
baseline
▲ 0.50% · 4.625%
HK$36,572
+HK$2,097/mo
Deposit HK$3.05M · loan HK$7.11M · min. income ≈ HK$68,950/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,090
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,057
−HK$982/mo
Today · 4.125%
HK$38,039
baseline
▲ 0.50% · 4.625%
HK$40,044
+HK$2,005/mo
Deposit HK$3.05M · loan HK$7.11M · min. income ≈ HK$76,078/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,709
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,006
−HK$1,319/mo
Today · 4.125%
HK$44,325
baseline
▲ 0.50% · 4.625%
HK$47,022
+HK$2,697/mo
Deposit HK$1.02M · loan HK$9.15M · min. income ≈ HK$88,650/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,401
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,645
−HK$1,263/mo
Today · 4.125%
HK$48,908
baseline
▲ 0.50% · 4.625%
HK$51,486
+HK$2,578/mo
Deposit HK$1.02M · loan HK$9.15M · min. income ≈ HK$97,816/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,071 · Scale 2, in force from 26 Feb 2026)