LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,172
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,893
−HK$732/mo
Today · 4.125%
HK$24,625
baseline
▲ 0.50% · 4.625%
HK$26,123
+HK$1,498/mo
Deposit HK$5.08M · loan HK$5.08M · min. income ≈ HK$49,250/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$381,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,779
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,470
−HK$701/mo
Today · 4.125%
HK$27,171
baseline
▲ 0.50% · 4.625%
HK$28,604
+HK$1,433/mo
Deposit HK$5.08M · loan HK$5.08M · min. income ≈ HK$54,342/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$381,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,806
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,671
−HK$879/mo
Today · 4.125%
HK$29,550
baseline
▲ 0.50% · 4.625%
HK$31,348
+HK$1,798/mo
Deposit HK$4.06M · loan HK$6.10M · min. income ≈ HK$59,100/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,934
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,764
−HK$842/mo
Today · 4.125%
HK$32,606
baseline
▲ 0.50% · 4.625%
HK$34,324
+HK$1,718/mo
Deposit HK$4.06M · loan HK$6.10M · min. income ≈ HK$65,212/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,441
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,450
−HK$1,025/mo
Today · 4.125%
HK$34,475
baseline
▲ 0.50% · 4.625%
HK$36,573
+HK$2,098/mo
Deposit HK$3.05M · loan HK$7.11M · min. income ≈ HK$68,950/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,090
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,058
−HK$982/mo
Today · 4.125%
HK$38,040
baseline
▲ 0.50% · 4.625%
HK$40,045
+HK$2,005/mo
Deposit HK$3.05M · loan HK$7.11M · min. income ≈ HK$76,080/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,709
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,007
−HK$1,318/mo
Today · 4.125%
HK$44,325
baseline
▲ 0.50% · 4.625%
HK$47,022
+HK$2,697/mo
Deposit HK$1.02M · loan HK$9.15M · min. income ≈ HK$88,650/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,401
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,646
−HK$1,262/mo
Today · 4.125%
HK$48,908
baseline
▲ 0.50% · 4.625%
HK$51,486
+HK$2,578/mo
Deposit HK$1.02M · loan HK$9.15M · min. income ≈ HK$97,816/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,075 · Scale 2, in force from 26 Feb 2026)