LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,172
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,893
−HK$733/mo
Today · 4.125%
HK$24,626
baseline
▲ 0.50% · 4.625%
HK$26,124
+HK$1,498/mo
Deposit HK$5.08M · loan HK$5.08M · min. income ≈ HK$49,252/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$381,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,779
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,470
−HK$702/mo
Today · 4.125%
HK$27,172
baseline
▲ 0.50% · 4.625%
HK$28,604
+HK$1,432/mo
Deposit HK$5.08M · loan HK$5.08M · min. income ≈ HK$54,344/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$381,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,807
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,672
−HK$879/mo
Today · 4.125%
HK$29,551
baseline
▲ 0.50% · 4.625%
HK$31,349
+HK$1,798/mo
Deposit HK$4.06M · loan HK$6.10M · min. income ≈ HK$59,102/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,935
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,765
−HK$841/mo
Today · 4.125%
HK$32,606
baseline
▲ 0.50% · 4.625%
HK$34,325
+HK$1,719/mo
Deposit HK$4.06M · loan HK$6.10M · min. income ≈ HK$65,212/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,441
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,450
−HK$1,026/mo
Today · 4.125%
HK$34,476
baseline
▲ 0.50% · 4.625%
HK$36,573
+HK$2,097/mo
Deposit HK$3.05M · loan HK$7.11M · min. income ≈ HK$68,952/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,091
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,059
−HK$982/mo
Today · 4.125%
HK$38,041
baseline
▲ 0.50% · 4.625%
HK$40,046
+HK$2,005/mo
Deposit HK$3.05M · loan HK$7.11M · min. income ≈ HK$76,082/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,710
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,008
−HK$1,318/mo
Today · 4.125%
HK$44,326
baseline
▲ 0.50% · 4.625%
HK$47,023
+HK$2,697/mo
Deposit HK$1.02M · loan HK$9.15M · min. income ≈ HK$88,652/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,402
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,647
−HK$1,262/mo
Today · 4.125%
HK$48,909
baseline
▲ 0.50% · 4.625%
HK$51,487
+HK$2,578/mo
Deposit HK$1.02M · loan HK$9.15M · min. income ≈ HK$97,818/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,083 · Scale 2, in force from 26 Feb 2026)