LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,182
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,903
−HK$733/mo
Today · 4.125%
HK$24,636
baseline
▲ 0.50% · 4.625%
HK$26,135
+HK$1,499/mo
Deposit HK$5.08M · loan HK$5.08M · min. income ≈ HK$49,272/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$381,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,790
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,481
−HK$702/mo
Today · 4.125%
HK$27,183
baseline
▲ 0.50% · 4.625%
HK$28,616
+HK$1,433/mo
Deposit HK$5.08M · loan HK$5.08M · min. income ≈ HK$54,366/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$381,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,818
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,684
−HK$879/mo
Today · 4.125%
HK$29,563
baseline
▲ 0.50% · 4.625%
HK$31,362
+HK$1,799/mo
Deposit HK$4.07M · loan HK$6.10M · min. income ≈ HK$59,126/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,948
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,778
−HK$842/mo
Today · 4.125%
HK$32,620
baseline
▲ 0.50% · 4.625%
HK$34,339
+HK$1,719/mo
Deposit HK$4.07M · loan HK$6.10M · min. income ≈ HK$65,240/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,455
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,464
−HK$1,026/mo
Today · 4.125%
HK$34,490
baseline
▲ 0.50% · 4.625%
HK$36,589
+HK$2,099/mo
Deposit HK$3.05M · loan HK$7.12M · min. income ≈ HK$68,980/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,106
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,074
−HK$982/mo
Today · 4.125%
HK$38,056
baseline
▲ 0.50% · 4.625%
HK$40,062
+HK$2,006/mo
Deposit HK$3.05M · loan HK$7.12M · min. income ≈ HK$76,112/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,728
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,026
−HK$1,318/mo
Today · 4.125%
HK$44,344
baseline
▲ 0.50% · 4.625%
HK$47,043
+HK$2,699/mo
Deposit HK$1.02M · loan HK$9.15M · min. income ≈ HK$88,688/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,422
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,667
−HK$1,263/mo
Today · 4.125%
HK$48,930
baseline
▲ 0.50% · 4.625%
HK$51,509
+HK$2,579/mo
Deposit HK$1.02M · loan HK$9.15M · min. income ≈ HK$97,860/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,240 · Scale 2, in force from 26 Feb 2026)