LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,185
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,906
−HK$733/mo
Today · 4.125%
HK$24,639
baseline
▲ 0.50% · 4.625%
HK$26,138
+HK$1,499/mo
Deposit HK$5.08M · loan HK$5.08M · min. income ≈ HK$49,278/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$381,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,793
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,485
−HK$702/mo
Today · 4.125%
HK$27,187
baseline
▲ 0.50% · 4.625%
HK$28,620
+HK$1,433/mo
Deposit HK$5.08M · loan HK$5.08M · min. income ≈ HK$54,374/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$381,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,822
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,688
−HK$879/mo
Today · 4.125%
HK$29,567
baseline
▲ 0.50% · 4.625%
HK$31,366
+HK$1,799/mo
Deposit HK$4.07M · loan HK$6.10M · min. income ≈ HK$59,134/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,952
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,782
−HK$842/mo
Today · 4.125%
HK$32,624
baseline
▲ 0.50% · 4.625%
HK$34,344
+HK$1,720/mo
Deposit HK$4.07M · loan HK$6.10M · min. income ≈ HK$65,248/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,459
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,469
−HK$1,026/mo
Today · 4.125%
HK$34,495
baseline
▲ 0.50% · 4.625%
HK$36,594
+HK$2,099/mo
Deposit HK$3.05M · loan HK$7.12M · min. income ≈ HK$68,990/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,111
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,079
−HK$983/mo
Today · 4.125%
HK$38,062
baseline
▲ 0.50% · 4.625%
HK$40,068
+HK$2,006/mo
Deposit HK$3.05M · loan HK$7.12M · min. income ≈ HK$76,124/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,733
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,032
−HK$1,318/mo
Today · 4.125%
HK$44,350
baseline
▲ 0.50% · 4.625%
HK$47,049
+HK$2,699/mo
Deposit HK$1.02M · loan HK$9.15M · min. income ≈ HK$88,700/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,428
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,673
−HK$1,263/mo
Today · 4.125%
HK$48,936
baseline
▲ 0.50% · 4.625%
HK$51,516
+HK$2,580/mo
Deposit HK$1.02M · loan HK$9.15M · min. income ≈ HK$97,872/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,293 · Scale 2, in force from 26 Feb 2026)