LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,188
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,910
−HK$732/mo
Today · 4.125%
HK$24,642
baseline
▲ 0.50% · 4.625%
HK$26,142
+HK$1,500/mo
Deposit HK$5.08M · loan HK$5.08M · min. income ≈ HK$49,284/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$381,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,797
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,489
−HK$701/mo
Today · 4.125%
HK$27,190
baseline
▲ 0.50% · 4.625%
HK$28,624
+HK$1,434/mo
Deposit HK$5.08M · loan HK$5.08M · min. income ≈ HK$54,380/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$381,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,826
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,691
−HK$880/mo
Today · 4.125%
HK$29,571
baseline
▲ 0.50% · 4.625%
HK$31,370
+HK$1,799/mo
Deposit HK$4.07M · loan HK$6.10M · min. income ≈ HK$59,142/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,956
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,786
−HK$843/mo
Today · 4.125%
HK$32,629
baseline
▲ 0.50% · 4.625%
HK$34,348
+HK$1,719/mo
Deposit HK$4.07M · loan HK$6.10M · min. income ≈ HK$65,258/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,464
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,473
−HK$1,026/mo
Today · 4.125%
HK$34,499
baseline
▲ 0.50% · 4.625%
HK$36,599
+HK$2,100/mo
Deposit HK$3.05M · loan HK$7.12M · min. income ≈ HK$68,998/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,115
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,084
−HK$983/mo
Today · 4.125%
HK$38,067
baseline
▲ 0.50% · 4.625%
HK$40,073
+HK$2,006/mo
Deposit HK$3.05M · loan HK$7.12M · min. income ≈ HK$76,134/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,739
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,037
−HK$1,319/mo
Today · 4.125%
HK$44,356
baseline
▲ 0.50% · 4.625%
HK$47,055
+HK$2,699/mo
Deposit HK$1.02M · loan HK$9.15M · min. income ≈ HK$88,712/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,434
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,679
−HK$1,264/mo
Today · 4.125%
HK$48,943
baseline
▲ 0.50% · 4.625%
HK$51,523
+HK$2,580/mo
Deposit HK$1.02M · loan HK$9.15M · min. income ≈ HK$97,886/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,344 · Scale 2, in force from 26 Feb 2026)