LTV · monthly repayment
▼ 0.50% · 3.625%
HK$232,040
−HK$14,551/mo
▼ 0.25% · 3.875%
HK$239,257
−HK$7,334/mo
Today · 4.125%
HK$246,591
baseline
▲ 0.50% · 4.625%
HK$261,595
+HK$15,004/mo
Deposit HK$50.88M · loan HK$50.88M · min. income ≈ HK$493,182/mo (50% DSR)
Upfront cash ≈ HK$55.66M (deposit + AVD stamp duty HK$4,778,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,142
−HK$13,946/mo
▼ 0.25% · 3.875%
HK$265,065
−HK$7,023/mo
Today · 4.125%
HK$272,088
baseline
▲ 0.50% · 4.625%
HK$286,431
+HK$14,343/mo
Deposit HK$50.88M · loan HK$50.88M · min. income ≈ HK$544,176/mo (50% DSR)
Upfront cash ≈ HK$55.66M (deposit + AVD stamp duty HK$4,778,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,448
−HK$17,461/mo
▼ 0.25% · 3.875%
HK$287,109
−HK$8,800/mo
Today · 4.125%
HK$295,909
baseline
▲ 0.50% · 4.625%
HK$313,914
+HK$18,005/mo
Deposit HK$40.70M · loan HK$61.06M · min. income ≈ HK$591,818/mo (50% DSR)
Upfront cash ≈ HK$45.48M (deposit + AVD stamp duty HK$4,778,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,770
−HK$16,736/mo
▼ 0.25% · 3.875%
HK$318,078
−HK$8,428/mo
Today · 4.125%
HK$326,506
baseline
▲ 0.50% · 4.625%
HK$343,717
+HK$17,211/mo
Deposit HK$40.70M · loan HK$61.06M · min. income ≈ HK$653,012/mo (50% DSR)
Upfront cash ≈ HK$45.48M (deposit + AVD stamp duty HK$4,778,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,856
−HK$20,371/mo
▼ 0.25% · 3.875%
HK$334,960
−HK$10,267/mo
Today · 4.125%
HK$345,227
baseline
▲ 0.50% · 4.625%
HK$366,233
+HK$21,006/mo
Deposit HK$30.53M · loan HK$71.23M · min. income ≈ HK$690,454/mo (50% DSR)
Upfront cash ≈ HK$35.31M (deposit + AVD stamp duty HK$4,778,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,399
−HK$19,525/mo
▼ 0.25% · 3.875%
HK$371,091
−HK$9,833/mo
Today · 4.125%
HK$380,924
baseline
▲ 0.50% · 4.625%
HK$401,003
+HK$20,079/mo
Deposit HK$30.53M · loan HK$71.23M · min. income ≈ HK$761,848/mo (50% DSR)
Upfront cash ≈ HK$35.31M (deposit + AVD stamp duty HK$4,778,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$417,672
−HK$26,191/mo
▼ 0.25% · 3.875%
HK$430,663
−HK$13,200/mo
Today · 4.125%
HK$443,863
baseline
▲ 0.50% · 4.625%
HK$470,871
+HK$27,008/mo
Deposit HK$10.18M · loan HK$91.58M · min. income ≈ HK$887,726/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$4,778,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$464,655
−HK$25,104/mo
▼ 0.25% · 3.875%
HK$477,117
−HK$12,642/mo
Today · 4.125%
HK$489,759
baseline
▲ 0.50% · 4.625%
HK$515,575
+HK$25,816/mo
Deposit HK$10.18M · loan HK$91.58M · min. income ≈ HK$979,518/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$4,778,109 · Scale 2, in force from 26 Feb 2026)