LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,204
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,926
−HK$733/mo
Today · 4.125%
HK$24,659
baseline
▲ 0.50% · 4.625%
HK$26,160
+HK$1,501/mo
Deposit HK$5.09M · loan HK$5.09M · min. income ≈ HK$49,318/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$381,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,815
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,507
−HK$702/mo
Today · 4.125%
HK$27,209
baseline
▲ 0.50% · 4.625%
HK$28,644
+HK$1,435/mo
Deposit HK$5.09M · loan HK$5.09M · min. income ≈ HK$54,418/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$381,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,845
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,711
−HK$880/mo
Today · 4.125%
HK$29,591
baseline
▲ 0.50% · 4.625%
HK$31,392
+HK$1,801/mo
Deposit HK$4.07M · loan HK$6.11M · min. income ≈ HK$59,182/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,978
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,808
−HK$843/mo
Today · 4.125%
HK$32,651
baseline
▲ 0.50% · 4.625%
HK$34,372
+HK$1,721/mo
Deposit HK$4.07M · loan HK$6.11M · min. income ≈ HK$65,302/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,486
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,497
−HK$1,026/mo
Today · 4.125%
HK$34,523
baseline
▲ 0.50% · 4.625%
HK$36,624
+HK$2,101/mo
Deposit HK$3.05M · loan HK$7.12M · min. income ≈ HK$69,046/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,140
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,110
−HK$983/mo
Today · 4.125%
HK$38,093
baseline
▲ 0.50% · 4.625%
HK$40,101
+HK$2,008/mo
Deposit HK$3.05M · loan HK$7.12M · min. income ≈ HK$76,186/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,768
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,067
−HK$1,320/mo
Today · 4.125%
HK$44,387
baseline
▲ 0.50% · 4.625%
HK$47,088
+HK$2,701/mo
Deposit HK$1.02M · loan HK$9.16M · min. income ≈ HK$88,774/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,466
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,712
−HK$1,265/mo
Today · 4.125%
HK$48,977
baseline
▲ 0.50% · 4.625%
HK$51,558
+HK$2,581/mo
Deposit HK$1.02M · loan HK$9.16M · min. income ≈ HK$97,954/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,608 · Scale 2, in force from 26 Feb 2026)