LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,219
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,942
−HK$734/mo
Today · 4.125%
HK$24,676
baseline
▲ 0.50% · 4.625%
HK$26,177
+HK$1,501/mo
Deposit HK$5.09M · loan HK$5.09M · min. income ≈ HK$49,352/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$381,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,831
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,524
−HK$703/mo
Today · 4.125%
HK$27,227
baseline
▲ 0.50% · 4.625%
HK$28,662
+HK$1,435/mo
Deposit HK$5.09M · loan HK$5.09M · min. income ≈ HK$54,454/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$381,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,863
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,730
−HK$881/mo
Today · 4.125%
HK$29,611
baseline
▲ 0.50% · 4.625%
HK$31,412
+HK$1,801/mo
Deposit HK$4.07M · loan HK$6.11M · min. income ≈ HK$59,222/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,998
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,829
−HK$843/mo
Today · 4.125%
HK$32,672
baseline
▲ 0.50% · 4.625%
HK$34,395
+HK$1,723/mo
Deposit HK$4.07M · loan HK$6.11M · min. income ≈ HK$65,344/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$381,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,507
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,518
−HK$1,028/mo
Today · 4.125%
HK$34,546
baseline
▲ 0.50% · 4.625%
HK$36,648
+HK$2,102/mo
Deposit HK$3.05M · loan HK$7.13M · min. income ≈ HK$69,092/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$381,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,164
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,134
−HK$984/mo
Today · 4.125%
HK$38,118
baseline
▲ 0.50% · 4.625%
HK$40,127
+HK$2,009/mo
Deposit HK$3.05M · loan HK$7.13M · min. income ≈ HK$76,236/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$381,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,795
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,095
−HK$1,321/mo
Today · 4.125%
HK$44,416
baseline
▲ 0.50% · 4.625%
HK$47,119
+HK$2,703/mo
Deposit HK$1.02M · loan HK$9.16M · min. income ≈ HK$88,832/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,497
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,744
−HK$1,265/mo
Today · 4.125%
HK$49,009
baseline
▲ 0.50% · 4.625%
HK$51,592
+HK$2,583/mo
Deposit HK$1.02M · loan HK$9.16M · min. income ≈ HK$98,018/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$381,857 · Scale 2, in force from 26 Feb 2026)