LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,229
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,952
−HK$734/mo
Today · 4.125%
HK$24,686
baseline
▲ 0.50% · 4.625%
HK$26,188
+HK$1,502/mo
Deposit HK$5.09M · loan HK$5.09M · min. income ≈ HK$49,372/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$382,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,842
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,535
−HK$704/mo
Today · 4.125%
HK$27,239
baseline
▲ 0.50% · 4.625%
HK$28,674
+HK$1,435/mo
Deposit HK$5.09M · loan HK$5.09M · min. income ≈ HK$54,478/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$382,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,875
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,742
−HK$881/mo
Today · 4.125%
HK$29,623
baseline
▲ 0.50% · 4.625%
HK$31,426
+HK$1,803/mo
Deposit HK$4.07M · loan HK$6.11M · min. income ≈ HK$59,246/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$382,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,011
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,843
−HK$843/mo
Today · 4.125%
HK$32,686
baseline
▲ 0.50% · 4.625%
HK$34,409
+HK$1,723/mo
Deposit HK$4.07M · loan HK$6.11M · min. income ≈ HK$65,372/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$382,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,521
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,533
−HK$1,027/mo
Today · 4.125%
HK$34,560
baseline
▲ 0.50% · 4.625%
HK$36,663
+HK$2,103/mo
Deposit HK$3.06M · loan HK$7.13M · min. income ≈ HK$69,120/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,179
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,150
−HK$984/mo
Today · 4.125%
HK$38,134
baseline
▲ 0.50% · 4.625%
HK$40,144
+HK$2,010/mo
Deposit HK$3.06M · loan HK$7.13M · min. income ≈ HK$76,268/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,813
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,113
−HK$1,322/mo
Today · 4.125%
HK$44,435
baseline
▲ 0.50% · 4.625%
HK$47,139
+HK$2,704/mo
Deposit HK$1.02M · loan HK$9.17M · min. income ≈ HK$88,870/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$382,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,516
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,764
−HK$1,265/mo
Today · 4.125%
HK$49,029
baseline
▲ 0.50% · 4.625%
HK$51,614
+HK$2,585/mo
Deposit HK$1.02M · loan HK$9.17M · min. income ≈ HK$98,058/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$382,018 · Scale 2, in force from 26 Feb 2026)