Home
Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$101.88M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$325,232
−HK$20,395/mo
▼ 0.25% · 3.875%
HK$335,349
−HK$10,278/mo
Today · 4.125%
HK$345,627
baseline
▲ 0.50% · 4.625%
HK$366,658
+HK$21,031/mo
Deposit HK$30.56M · loan HK$71.31M · min. income ≈ HK$691,254/mo (50% DSR)
Upfront cash ≈ HK$35.38M (deposit + AVD stamp duty HK$4,813,516 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.