LTV · monthly repayment
▼ 0.50% · 3.625%
HK$232,332
−HK$14,569/mo
▼ 0.25% · 3.875%
HK$239,559
−HK$7,342/mo
Today · 4.125%
HK$246,901
baseline
▲ 0.50% · 4.625%
HK$261,925
+HK$15,024/mo
Deposit HK$50.94M · loan HK$50.94M · min. income ≈ HK$493,802/mo (50% DSR)
Upfront cash ≈ HK$55.76M (deposit + AVD stamp duty HK$4,816,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,467
−HK$13,964/mo
▼ 0.25% · 3.875%
HK$265,399
−HK$7,032/mo
Today · 4.125%
HK$272,431
baseline
▲ 0.50% · 4.625%
HK$286,792
+HK$14,361/mo
Deposit HK$50.94M · loan HK$50.94M · min. income ≈ HK$544,862/mo (50% DSR)
Upfront cash ≈ HK$55.76M (deposit + AVD stamp duty HK$4,816,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,799
−HK$17,483/mo
▼ 0.25% · 3.875%
HK$287,471
−HK$8,811/mo
Today · 4.125%
HK$296,282
baseline
▲ 0.50% · 4.625%
HK$314,310
+HK$18,028/mo
Deposit HK$40.76M · loan HK$61.13M · min. income ≈ HK$592,564/mo (50% DSR)
Upfront cash ≈ HK$45.57M (deposit + AVD stamp duty HK$4,816,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,161
−HK$16,757/mo
▼ 0.25% · 3.875%
HK$318,479
−HK$8,439/mo
Today · 4.125%
HK$326,918
baseline
▲ 0.50% · 4.625%
HK$344,150
+HK$17,232/mo
Deposit HK$40.76M · loan HK$61.13M · min. income ≈ HK$653,836/mo (50% DSR)
Upfront cash ≈ HK$45.57M (deposit + AVD stamp duty HK$4,816,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,265
−HK$20,397/mo
▼ 0.25% · 3.875%
HK$335,383
−HK$10,279/mo
Today · 4.125%
HK$345,662
baseline
▲ 0.50% · 4.625%
HK$366,695
+HK$21,033/mo
Deposit HK$30.57M · loan HK$71.32M · min. income ≈ HK$691,324/mo (50% DSR)
Upfront cash ≈ HK$35.38M (deposit + AVD stamp duty HK$4,816,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,854
−HK$19,550/mo
▼ 0.25% · 3.875%
HK$371,559
−HK$9,845/mo
Today · 4.125%
HK$381,404
baseline
▲ 0.50% · 4.625%
HK$401,508
+HK$20,104/mo
Deposit HK$30.57M · loan HK$71.32M · min. income ≈ HK$762,808/mo (50% DSR)
Upfront cash ≈ HK$35.38M (deposit + AVD stamp duty HK$4,816,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$418,198
−HK$26,225/mo
▼ 0.25% · 3.875%
HK$431,206
−HK$13,217/mo
Today · 4.125%
HK$444,423
baseline
▲ 0.50% · 4.625%
HK$471,465
+HK$27,042/mo
Deposit HK$10.19M · loan HK$91.70M · min. income ≈ HK$888,846/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$4,816,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$465,241
−HK$25,136/mo
▼ 0.25% · 3.875%
HK$477,719
−HK$12,658/mo
Today · 4.125%
HK$490,377
baseline
▲ 0.50% · 4.625%
HK$516,225
+HK$25,848/mo
Deposit HK$10.19M · loan HK$91.70M · min. income ≈ HK$980,754/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$4,816,588 · Scale 2, in force from 26 Feb 2026)