LTV · monthly repayment
▼ 0.50% · 3.625%
HK$232,339
−HK$14,569/mo
▼ 0.25% · 3.875%
HK$239,566
−HK$7,342/mo
Today · 4.125%
HK$246,908
baseline
▲ 0.50% · 4.625%
HK$261,932
+HK$15,024/mo
Deposit HK$50.95M · loan HK$50.95M · min. income ≈ HK$493,816/mo (50% DSR)
Upfront cash ≈ HK$55.76M (deposit + AVD stamp duty HK$4,817,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,474
−HK$13,965/mo
▼ 0.25% · 3.875%
HK$265,406
−HK$7,033/mo
Today · 4.125%
HK$272,439
baseline
▲ 0.50% · 4.625%
HK$286,800
+HK$14,361/mo
Deposit HK$50.95M · loan HK$50.95M · min. income ≈ HK$544,878/mo (50% DSR)
Upfront cash ≈ HK$55.76M (deposit + AVD stamp duty HK$4,817,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,806
−HK$17,484/mo
▼ 0.25% · 3.875%
HK$287,479
−HK$8,811/mo
Today · 4.125%
HK$296,290
baseline
▲ 0.50% · 4.625%
HK$314,318
+HK$18,028/mo
Deposit HK$40.76M · loan HK$61.13M · min. income ≈ HK$592,580/mo (50% DSR)
Upfront cash ≈ HK$45.57M (deposit + AVD stamp duty HK$4,817,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,169
−HK$16,758/mo
▼ 0.25% · 3.875%
HK$318,488
−HK$8,439/mo
Today · 4.125%
HK$326,927
baseline
▲ 0.50% · 4.625%
HK$344,159
+HK$17,232/mo
Deposit HK$40.76M · loan HK$61.13M · min. income ≈ HK$653,854/mo (50% DSR)
Upfront cash ≈ HK$45.57M (deposit + AVD stamp duty HK$4,817,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,274
−HK$20,398/mo
▼ 0.25% · 3.875%
HK$335,392
−HK$10,280/mo
Today · 4.125%
HK$345,672
baseline
▲ 0.50% · 4.625%
HK$366,705
+HK$21,033/mo
Deposit HK$30.57M · loan HK$71.32M · min. income ≈ HK$691,344/mo (50% DSR)
Upfront cash ≈ HK$35.38M (deposit + AVD stamp duty HK$4,817,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,864
−HK$19,550/mo
▼ 0.25% · 3.875%
HK$371,569
−HK$9,845/mo
Today · 4.125%
HK$381,414
baseline
▲ 0.50% · 4.625%
HK$401,519
+HK$20,105/mo
Deposit HK$30.57M · loan HK$71.32M · min. income ≈ HK$762,828/mo (50% DSR)
Upfront cash ≈ HK$35.38M (deposit + AVD stamp duty HK$4,817,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$418,209
−HK$26,226/mo
▼ 0.25% · 3.875%
HK$431,218
−HK$13,217/mo
Today · 4.125%
HK$444,435
baseline
▲ 0.50% · 4.625%
HK$471,478
+HK$27,043/mo
Deposit HK$10.19M · loan HK$91.70M · min. income ≈ HK$888,870/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$4,817,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$465,254
−HK$25,136/mo
▼ 0.25% · 3.875%
HK$477,732
−HK$12,658/mo
Today · 4.125%
HK$490,390
baseline
▲ 0.50% · 4.625%
HK$516,239
+HK$25,849/mo
Deposit HK$10.19M · loan HK$91.70M · min. income ≈ HK$980,780/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$4,817,428 · Scale 2, in force from 26 Feb 2026)