LTV · monthly repayment
▼ 0.50% · 3.625%
HK$232,365
−HK$14,571/mo
▼ 0.25% · 3.875%
HK$239,592
−HK$7,344/mo
Today · 4.125%
HK$246,936
baseline
▲ 0.50% · 4.625%
HK$261,961
+HK$15,025/mo
Deposit HK$50.95M · loan HK$50.95M · min. income ≈ HK$493,872/mo (50% DSR)
Upfront cash ≈ HK$55.77M (deposit + AVD stamp duty HK$4,820,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,503
−HK$13,966/mo
▼ 0.25% · 3.875%
HK$265,436
−HK$7,033/mo
Today · 4.125%
HK$272,469
baseline
▲ 0.50% · 4.625%
HK$286,832
+HK$14,363/mo
Deposit HK$50.95M · loan HK$50.95M · min. income ≈ HK$544,938/mo (50% DSR)
Upfront cash ≈ HK$55.77M (deposit + AVD stamp duty HK$4,820,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,838
−HK$17,485/mo
▼ 0.25% · 3.875%
HK$287,511
−HK$8,812/mo
Today · 4.125%
HK$296,323
baseline
▲ 0.50% · 4.625%
HK$314,354
+HK$18,031/mo
Deposit HK$40.76M · loan HK$61.14M · min. income ≈ HK$592,646/mo (50% DSR)
Upfront cash ≈ HK$45.58M (deposit + AVD stamp duty HK$4,820,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,204
−HK$16,759/mo
▼ 0.25% · 3.875%
HK$318,523
−HK$8,440/mo
Today · 4.125%
HK$326,963
baseline
▲ 0.50% · 4.625%
HK$344,198
+HK$17,235/mo
Deposit HK$40.76M · loan HK$61.14M · min. income ≈ HK$653,926/mo (50% DSR)
Upfront cash ≈ HK$45.58M (deposit + AVD stamp duty HK$4,820,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,310
−HK$20,400/mo
▼ 0.25% · 3.875%
HK$335,429
−HK$10,281/mo
Today · 4.125%
HK$345,710
baseline
▲ 0.50% · 4.625%
HK$366,746
+HK$21,036/mo
Deposit HK$30.57M · loan HK$71.33M · min. income ≈ HK$691,420/mo (50% DSR)
Upfront cash ≈ HK$35.39M (deposit + AVD stamp duty HK$4,820,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,905
−HK$19,552/mo
▼ 0.25% · 3.875%
HK$371,611
−HK$9,846/mo
Today · 4.125%
HK$381,457
baseline
▲ 0.50% · 4.625%
HK$401,564
+HK$20,107/mo
Deposit HK$30.57M · loan HK$71.33M · min. income ≈ HK$762,914/mo (50% DSR)
Upfront cash ≈ HK$35.39M (deposit + AVD stamp duty HK$4,820,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$418,256
−HK$26,229/mo
▼ 0.25% · 3.875%
HK$431,266
−HK$13,219/mo
Today · 4.125%
HK$444,485
baseline
▲ 0.50% · 4.625%
HK$471,530
+HK$27,045/mo
Deposit HK$10.19M · loan HK$91.71M · min. income ≈ HK$888,970/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$4,820,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$465,306
−HK$25,139/mo
▼ 0.25% · 3.875%
HK$477,785
−HK$12,660/mo
Today · 4.125%
HK$490,445
baseline
▲ 0.50% · 4.625%
HK$516,297
+HK$25,852/mo
Deposit HK$10.19M · loan HK$91.71M · min. income ≈ HK$980,890/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$4,820,849 · Scale 2, in force from 26 Feb 2026)