LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,237
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,959
−HK$735/mo
Today · 4.125%
HK$24,694
baseline
▲ 0.50% · 4.625%
HK$26,196
+HK$1,502/mo
Deposit HK$5.10M · loan HK$5.10M · min. income ≈ HK$49,388/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$382,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,851
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,544
−HK$703/mo
Today · 4.125%
HK$27,247
baseline
▲ 0.50% · 4.625%
HK$28,683
+HK$1,436/mo
Deposit HK$5.10M · loan HK$5.10M · min. income ≈ HK$54,494/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$382,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,884
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,751
−HK$882/mo
Today · 4.125%
HK$29,633
baseline
▲ 0.50% · 4.625%
HK$31,436
+HK$1,803/mo
Deposit HK$4.08M · loan HK$6.11M · min. income ≈ HK$59,266/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$382,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,021
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,853
−HK$844/mo
Today · 4.125%
HK$32,697
baseline
▲ 0.50% · 4.625%
HK$34,420
+HK$1,723/mo
Deposit HK$4.08M · loan HK$6.11M · min. income ≈ HK$65,394/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$382,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,531
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,543
−HK$1,028/mo
Today · 4.125%
HK$34,571
baseline
▲ 0.50% · 4.625%
HK$36,675
+HK$2,104/mo
Deposit HK$3.06M · loan HK$7.13M · min. income ≈ HK$69,142/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,191
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,161
−HK$985/mo
Today · 4.125%
HK$38,146
baseline
▲ 0.50% · 4.625%
HK$40,157
+HK$2,011/mo
Deposit HK$3.06M · loan HK$7.13M · min. income ≈ HK$76,292/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,826
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,127
−HK$1,322/mo
Today · 4.125%
HK$44,449
baseline
▲ 0.50% · 4.625%
HK$47,154
+HK$2,705/mo
Deposit HK$1.02M · loan HK$9.17M · min. income ≈ HK$88,898/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$382,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,531
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,779
−HK$1,266/mo
Today · 4.125%
HK$49,045
baseline
▲ 0.50% · 4.625%
HK$51,630
+HK$2,585/mo
Deposit HK$1.02M · loan HK$9.17M · min. income ≈ HK$98,090/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$382,140 · Scale 2, in force from 26 Feb 2026)