LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,238
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,960
−HK$735/mo
Today · 4.125%
HK$24,695
baseline
▲ 0.50% · 4.625%
HK$26,198
+HK$1,503/mo
Deposit HK$5.10M · loan HK$5.10M · min. income ≈ HK$49,390/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$382,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,852
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,545
−HK$703/mo
Today · 4.125%
HK$27,248
baseline
▲ 0.50% · 4.625%
HK$28,685
+HK$1,437/mo
Deposit HK$5.10M · loan HK$5.10M · min. income ≈ HK$54,496/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$382,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,885
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,753
−HK$881/mo
Today · 4.125%
HK$29,634
baseline
▲ 0.50% · 4.625%
HK$31,437
+HK$1,803/mo
Deposit HK$4.08M · loan HK$6.11M · min. income ≈ HK$59,268/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$382,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,022
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,854
−HK$844/mo
Today · 4.125%
HK$32,698
baseline
▲ 0.50% · 4.625%
HK$34,422
+HK$1,724/mo
Deposit HK$4.08M · loan HK$6.11M · min. income ≈ HK$65,396/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$382,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,533
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,545
−HK$1,028/mo
Today · 4.125%
HK$34,573
baseline
▲ 0.50% · 4.625%
HK$36,677
+HK$2,104/mo
Deposit HK$3.06M · loan HK$7.13M · min. income ≈ HK$69,146/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,192
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,163
−HK$985/mo
Today · 4.125%
HK$38,148
baseline
▲ 0.50% · 4.625%
HK$40,159
+HK$2,011/mo
Deposit HK$3.06M · loan HK$7.13M · min. income ≈ HK$76,296/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,828
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,129
−HK$1,322/mo
Today · 4.125%
HK$44,451
baseline
▲ 0.50% · 4.625%
HK$47,156
+HK$2,705/mo
Deposit HK$1.02M · loan HK$9.17M · min. income ≈ HK$88,902/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$382,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,533
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,781
−HK$1,266/mo
Today · 4.125%
HK$49,047
baseline
▲ 0.50% · 4.625%
HK$51,632
+HK$2,585/mo
Deposit HK$1.02M · loan HK$9.17M · min. income ≈ HK$98,094/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$382,156 · Scale 2, in force from 26 Feb 2026)