LTV · monthly repayment
▼ 0.50% · 3.625%
HK$232,383
−HK$14,573/mo
▼ 0.25% · 3.875%
HK$239,612
−HK$7,344/mo
Today · 4.125%
HK$246,956
baseline
▲ 0.50% · 4.625%
HK$261,982
+HK$15,026/mo
Deposit HK$50.96M · loan HK$50.96M · min. income ≈ HK$493,912/mo (50% DSR)
Upfront cash ≈ HK$55.78M (deposit + AVD stamp duty HK$4,823,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,524
−HK$13,967/mo
▼ 0.25% · 3.875%
HK$265,458
−HK$7,033/mo
Today · 4.125%
HK$272,491
baseline
▲ 0.50% · 4.625%
HK$286,855
+HK$14,364/mo
Deposit HK$50.96M · loan HK$50.96M · min. income ≈ HK$544,982/mo (50% DSR)
Upfront cash ≈ HK$55.78M (deposit + AVD stamp duty HK$4,823,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,860
−HK$17,487/mo
▼ 0.25% · 3.875%
HK$287,534
−HK$8,813/mo
Today · 4.125%
HK$296,347
baseline
▲ 0.50% · 4.625%
HK$314,379
+HK$18,032/mo
Deposit HK$40.76M · loan HK$61.15M · min. income ≈ HK$592,694/mo (50% DSR)
Upfront cash ≈ HK$45.59M (deposit + AVD stamp duty HK$4,823,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,229
−HK$16,761/mo
▼ 0.25% · 3.875%
HK$318,549
−HK$8,441/mo
Today · 4.125%
HK$326,990
baseline
▲ 0.50% · 4.625%
HK$344,226
+HK$17,236/mo
Deposit HK$40.76M · loan HK$61.15M · min. income ≈ HK$653,980/mo (50% DSR)
Upfront cash ≈ HK$45.59M (deposit + AVD stamp duty HK$4,823,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,337
−HK$20,401/mo
▼ 0.25% · 3.875%
HK$335,456
−HK$10,282/mo
Today · 4.125%
HK$345,738
baseline
▲ 0.50% · 4.625%
HK$366,775
+HK$21,037/mo
Deposit HK$30.57M · loan HK$71.34M · min. income ≈ HK$691,476/mo (50% DSR)
Upfront cash ≈ HK$35.40M (deposit + AVD stamp duty HK$4,823,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,934
−HK$19,554/mo
▼ 0.25% · 3.875%
HK$371,641
−HK$9,847/mo
Today · 4.125%
HK$381,488
baseline
▲ 0.50% · 4.625%
HK$401,597
+HK$20,109/mo
Deposit HK$30.57M · loan HK$71.34M · min. income ≈ HK$762,976/mo (50% DSR)
Upfront cash ≈ HK$35.40M (deposit + AVD stamp duty HK$4,823,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$418,290
−HK$26,230/mo
▼ 0.25% · 3.875%
HK$431,301
−HK$13,219/mo
Today · 4.125%
HK$444,520
baseline
▲ 0.50% · 4.625%
HK$471,568
+HK$27,048/mo
Deposit HK$10.19M · loan HK$91.72M · min. income ≈ HK$889,040/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$4,823,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$465,343
−HK$25,141/mo
▼ 0.25% · 3.875%
HK$477,824
−HK$12,660/mo
Today · 4.125%
HK$490,484
baseline
▲ 0.50% · 4.625%
HK$516,339
+HK$25,855/mo
Deposit HK$10.19M · loan HK$91.72M · min. income ≈ HK$980,968/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$4,823,312 · Scale 2, in force from 26 Feb 2026)