LTV · monthly repayment
▼ 0.50% · 3.625%
HK$232,477
−HK$14,578/mo
▼ 0.25% · 3.875%
HK$239,708
−HK$7,347/mo
Today · 4.125%
HK$247,055
baseline
▲ 0.50% · 4.625%
HK$262,088
+HK$15,033/mo
Deposit HK$50.98M · loan HK$50.98M · min. income ≈ HK$494,110/mo (50% DSR)
Upfront cash ≈ HK$55.81M (deposit + AVD stamp duty HK$4,835,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,628
−HK$13,973/mo
▼ 0.25% · 3.875%
HK$265,564
−HK$7,037/mo
Today · 4.125%
HK$272,601
baseline
▲ 0.50% · 4.625%
HK$286,970
+HK$14,369/mo
Deposit HK$50.98M · loan HK$50.98M · min. income ≈ HK$545,202/mo (50% DSR)
Upfront cash ≈ HK$55.81M (deposit + AVD stamp duty HK$4,835,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,972
−HK$17,494/mo
▼ 0.25% · 3.875%
HK$287,650
−HK$8,816/mo
Today · 4.125%
HK$296,466
baseline
▲ 0.50% · 4.625%
HK$314,505
+HK$18,039/mo
Deposit HK$40.78M · loan HK$61.17M · min. income ≈ HK$592,932/mo (50% DSR)
Upfront cash ≈ HK$45.62M (deposit + AVD stamp duty HK$4,835,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,354
−HK$16,767/mo
▼ 0.25% · 3.875%
HK$318,677
−HK$8,444/mo
Today · 4.125%
HK$327,121
baseline
▲ 0.50% · 4.625%
HK$344,364
+HK$17,243/mo
Deposit HK$40.78M · loan HK$61.17M · min. income ≈ HK$654,242/mo (50% DSR)
Upfront cash ≈ HK$45.62M (deposit + AVD stamp duty HK$4,835,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,467
−HK$20,410/mo
▼ 0.25% · 3.875%
HK$335,591
−HK$10,286/mo
Today · 4.125%
HK$345,877
baseline
▲ 0.50% · 4.625%
HK$366,923
+HK$21,046/mo
Deposit HK$30.59M · loan HK$71.37M · min. income ≈ HK$691,754/mo (50% DSR)
Upfront cash ≈ HK$35.42M (deposit + AVD stamp duty HK$4,835,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,079
−HK$19,562/mo
▼ 0.25% · 3.875%
HK$371,790
−HK$9,851/mo
Today · 4.125%
HK$381,641
baseline
▲ 0.50% · 4.625%
HK$401,758
+HK$20,117/mo
Deposit HK$30.59M · loan HK$71.37M · min. income ≈ HK$763,282/mo (50% DSR)
Upfront cash ≈ HK$35.42M (deposit + AVD stamp duty HK$4,835,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$418,458
−HK$26,241/mo
▼ 0.25% · 3.875%
HK$431,474
−HK$13,225/mo
Today · 4.125%
HK$444,699
baseline
▲ 0.50% · 4.625%
HK$471,758
+HK$27,059/mo
Deposit HK$10.20M · loan HK$91.76M · min. income ≈ HK$889,398/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$4,835,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$465,530
−HK$25,152/mo
▼ 0.25% · 3.875%
HK$478,016
−HK$12,666/mo
Today · 4.125%
HK$490,682
baseline
▲ 0.50% · 4.625%
HK$516,546
+HK$25,864/mo
Deposit HK$10.20M · loan HK$91.76M · min. income ≈ HK$981,364/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$4,835,597 · Scale 2, in force from 26 Feb 2026)