LTV · monthly repayment
▼ 0.50% · 3.625%
HK$232,561
−HK$14,583/mo
▼ 0.25% · 3.875%
HK$239,795
−HK$7,349/mo
Today · 4.125%
HK$247,144
baseline
▲ 0.50% · 4.625%
HK$262,182
+HK$15,038/mo
Deposit HK$50.99M · loan HK$50.99M · min. income ≈ HK$494,288/mo (50% DSR)
Upfront cash ≈ HK$55.84M (deposit + AVD stamp duty HK$4,846,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,721
−HK$13,978/mo
▼ 0.25% · 3.875%
HK$265,660
−HK$7,039/mo
Today · 4.125%
HK$272,699
baseline
▲ 0.50% · 4.625%
HK$287,074
+HK$14,375/mo
Deposit HK$50.99M · loan HK$50.99M · min. income ≈ HK$545,398/mo (50% DSR)
Upfront cash ≈ HK$55.84M (deposit + AVD stamp duty HK$4,846,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,073
−HK$17,500/mo
▼ 0.25% · 3.875%
HK$287,753
−HK$8,820/mo
Today · 4.125%
HK$296,573
baseline
▲ 0.50% · 4.625%
HK$314,619
+HK$18,046/mo
Deposit HK$40.80M · loan HK$61.19M · min. income ≈ HK$593,146/mo (50% DSR)
Upfront cash ≈ HK$45.64M (deposit + AVD stamp duty HK$4,846,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,466
−HK$16,773/mo
▼ 0.25% · 3.875%
HK$318,792
−HK$8,447/mo
Today · 4.125%
HK$327,239
baseline
▲ 0.50% · 4.625%
HK$344,488
+HK$17,249/mo
Deposit HK$40.80M · loan HK$61.19M · min. income ≈ HK$654,478/mo (50% DSR)
Upfront cash ≈ HK$45.64M (deposit + AVD stamp duty HK$4,846,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,585
−HK$20,417/mo
▼ 0.25% · 3.875%
HK$335,712
−HK$10,290/mo
Today · 4.125%
HK$346,002
baseline
▲ 0.50% · 4.625%
HK$367,055
+HK$21,053/mo
Deposit HK$30.60M · loan HK$71.39M · min. income ≈ HK$692,004/mo (50% DSR)
Upfront cash ≈ HK$35.44M (deposit + AVD stamp duty HK$4,846,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,210
−HK$19,569/mo
▼ 0.25% · 3.875%
HK$371,924
−HK$9,855/mo
Today · 4.125%
HK$381,779
baseline
▲ 0.50% · 4.625%
HK$401,903
+HK$20,124/mo
Deposit HK$30.60M · loan HK$71.39M · min. income ≈ HK$763,558/mo (50% DSR)
Upfront cash ≈ HK$35.44M (deposit + AVD stamp duty HK$4,846,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$418,609
−HK$26,250/mo
▼ 0.25% · 3.875%
HK$431,630
−HK$13,229/mo
Today · 4.125%
HK$444,859
baseline
▲ 0.50% · 4.625%
HK$471,928
+HK$27,069/mo
Deposit HK$10.20M · loan HK$91.79M · min. income ≈ HK$889,718/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$4,846,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$465,698
−HK$25,161/mo
▼ 0.25% · 3.875%
HK$478,188
−HK$12,671/mo
Today · 4.125%
HK$490,859
baseline
▲ 0.50% · 4.625%
HK$516,732
+HK$25,873/mo
Deposit HK$10.20M · loan HK$91.79M · min. income ≈ HK$981,718/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$4,846,633 · Scale 2, in force from 26 Feb 2026)