LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,259
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,983
−HK$735/mo
Today · 4.125%
HK$24,718
baseline
▲ 0.50% · 4.625%
HK$26,222
+HK$1,504/mo
Deposit HK$5.10M · loan HK$5.10M · min. income ≈ HK$49,436/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$382,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,876
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,570
−HK$704/mo
Today · 4.125%
HK$27,274
baseline
▲ 0.50% · 4.625%
HK$28,711
+HK$1,437/mo
Deposit HK$5.10M · loan HK$5.10M · min. income ≈ HK$54,548/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$382,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,911
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,779
−HK$882/mo
Today · 4.125%
HK$29,661
baseline
▲ 0.50% · 4.625%
HK$31,466
+HK$1,805/mo
Deposit HK$4.08M · loan HK$6.12M · min. income ≈ HK$59,322/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$382,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,051
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,884
−HK$844/mo
Today · 4.125%
HK$32,728
baseline
▲ 0.50% · 4.625%
HK$34,454
+HK$1,726/mo
Deposit HK$4.08M · loan HK$6.12M · min. income ≈ HK$65,456/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$382,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,563
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,576
−HK$1,029/mo
Today · 4.125%
HK$34,605
baseline
▲ 0.50% · 4.625%
HK$36,711
+HK$2,106/mo
Deposit HK$3.06M · loan HK$7.14M · min. income ≈ HK$69,210/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,226
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,198
−HK$985/mo
Today · 4.125%
HK$38,183
baseline
▲ 0.50% · 4.625%
HK$40,196
+HK$2,013/mo
Deposit HK$3.06M · loan HK$7.14M · min. income ≈ HK$76,366/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,867
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,169
−HK$1,323/mo
Today · 4.125%
HK$44,492
baseline
▲ 0.50% · 4.625%
HK$47,199
+HK$2,707/mo
Deposit HK$1.02M · loan HK$9.18M · min. income ≈ HK$88,984/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$382,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,576
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,825
−HK$1,268/mo
Today · 4.125%
HK$49,093
baseline
▲ 0.50% · 4.625%
HK$51,680
+HK$2,587/mo
Deposit HK$1.02M · loan HK$9.18M · min. income ≈ HK$98,186/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$382,512 · Scale 2, in force from 26 Feb 2026)