LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,260
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,983
−HK$735/mo
Today · 4.125%
HK$24,718
baseline
▲ 0.50% · 4.625%
HK$26,222
+HK$1,504/mo
Deposit HK$5.10M · loan HK$5.10M · min. income ≈ HK$49,436/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$382,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,876
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,570
−HK$704/mo
Today · 4.125%
HK$27,274
baseline
▲ 0.50% · 4.625%
HK$28,712
+HK$1,438/mo
Deposit HK$5.10M · loan HK$5.10M · min. income ≈ HK$54,548/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$382,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,912
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,780
−HK$882/mo
Today · 4.125%
HK$29,662
baseline
▲ 0.50% · 4.625%
HK$31,467
+HK$1,805/mo
Deposit HK$4.08M · loan HK$6.12M · min. income ≈ HK$59,324/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$382,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,051
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,884
−HK$845/mo
Today · 4.125%
HK$32,729
baseline
▲ 0.50% · 4.625%
HK$34,454
+HK$1,725/mo
Deposit HK$4.08M · loan HK$6.12M · min. income ≈ HK$65,458/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$382,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,564
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,577
−HK$1,029/mo
Today · 4.125%
HK$34,606
baseline
▲ 0.50% · 4.625%
HK$36,711
+HK$2,105/mo
Deposit HK$3.06M · loan HK$7.14M · min. income ≈ HK$69,212/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,227
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,198
−HK$986/mo
Today · 4.125%
HK$38,184
baseline
▲ 0.50% · 4.625%
HK$40,197
+HK$2,013/mo
Deposit HK$3.06M · loan HK$7.14M · min. income ≈ HK$76,368/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,867
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,170
−HK$1,323/mo
Today · 4.125%
HK$44,493
baseline
▲ 0.50% · 4.625%
HK$47,200
+HK$2,707/mo
Deposit HK$1.02M · loan HK$9.18M · min. income ≈ HK$88,986/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$382,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,577
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,826
−HK$1,268/mo
Today · 4.125%
HK$49,094
baseline
▲ 0.50% · 4.625%
HK$51,681
+HK$2,587/mo
Deposit HK$1.02M · loan HK$9.18M · min. income ≈ HK$98,188/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$382,518 · Scale 2, in force from 26 Feb 2026)