LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,261
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,984
−HK$736/mo
Today · 4.125%
HK$24,720
baseline
▲ 0.50% · 4.625%
HK$26,224
+HK$1,504/mo
Deposit HK$5.10M · loan HK$5.10M · min. income ≈ HK$49,440/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$382,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,877
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,572
−HK$704/mo
Today · 4.125%
HK$27,276
baseline
▲ 0.50% · 4.625%
HK$28,713
+HK$1,437/mo
Deposit HK$5.10M · loan HK$5.10M · min. income ≈ HK$54,552/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$382,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,913
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,781
−HK$882/mo
Today · 4.125%
HK$29,663
baseline
▲ 0.50% · 4.625%
HK$31,468
+HK$1,805/mo
Deposit HK$4.08M · loan HK$6.12M · min. income ≈ HK$59,326/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$382,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,053
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,886
−HK$845/mo
Today · 4.125%
HK$32,731
baseline
▲ 0.50% · 4.625%
HK$34,456
+HK$1,725/mo
Deposit HK$4.08M · loan HK$6.12M · min. income ≈ HK$65,462/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$382,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,565
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,578
−HK$1,029/mo
Today · 4.125%
HK$34,607
baseline
▲ 0.50% · 4.625%
HK$36,713
+HK$2,106/mo
Deposit HK$3.06M · loan HK$7.14M · min. income ≈ HK$69,214/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,228
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,200
−HK$986/mo
Today · 4.125%
HK$38,186
baseline
▲ 0.50% · 4.625%
HK$40,199
+HK$2,013/mo
Deposit HK$3.06M · loan HK$7.14M · min. income ≈ HK$76,372/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,870
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,172
−HK$1,323/mo
Today · 4.125%
HK$44,495
baseline
▲ 0.50% · 4.625%
HK$47,203
+HK$2,708/mo
Deposit HK$1.02M · loan HK$9.18M · min. income ≈ HK$88,990/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$382,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,579
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,829
−HK$1,267/mo
Today · 4.125%
HK$49,096
baseline
▲ 0.50% · 4.625%
HK$51,684
+HK$2,588/mo
Deposit HK$1.02M · loan HK$9.18M · min. income ≈ HK$98,192/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$382,538 · Scale 2, in force from 26 Feb 2026)