LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,262
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,985
−HK$735/mo
Today · 4.125%
HK$24,720
baseline
▲ 0.50% · 4.625%
HK$26,225
+HK$1,505/mo
Deposit HK$5.10M · loan HK$5.10M · min. income ≈ HK$49,440/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$382,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,878
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,572
−HK$705/mo
Today · 4.125%
HK$27,277
baseline
▲ 0.50% · 4.625%
HK$28,714
+HK$1,437/mo
Deposit HK$5.10M · loan HK$5.10M · min. income ≈ HK$54,554/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$382,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,914
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,782
−HK$882/mo
Today · 4.125%
HK$29,664
baseline
▲ 0.50% · 4.625%
HK$31,470
+HK$1,806/mo
Deposit HK$4.08M · loan HK$6.12M · min. income ≈ HK$59,328/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$382,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,054
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,887
−HK$845/mo
Today · 4.125%
HK$32,732
baseline
▲ 0.50% · 4.625%
HK$34,457
+HK$1,725/mo
Deposit HK$4.08M · loan HK$6.12M · min. income ≈ HK$65,464/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$382,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,566
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,579
−HK$1,030/mo
Today · 4.125%
HK$34,609
baseline
▲ 0.50% · 4.625%
HK$36,714
+HK$2,105/mo
Deposit HK$3.06M · loan HK$7.14M · min. income ≈ HK$69,218/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,230
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,201
−HK$986/mo
Today · 4.125%
HK$38,187
baseline
▲ 0.50% · 4.625%
HK$40,200
+HK$2,013/mo
Deposit HK$3.06M · loan HK$7.14M · min. income ≈ HK$76,374/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,871
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,173
−HK$1,324/mo
Today · 4.125%
HK$44,497
baseline
▲ 0.50% · 4.625%
HK$47,204
+HK$2,707/mo
Deposit HK$1.02M · loan HK$9.18M · min. income ≈ HK$88,994/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$382,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,581
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,830
−HK$1,268/mo
Today · 4.125%
HK$49,098
baseline
▲ 0.50% · 4.625%
HK$51,686
+HK$2,588/mo
Deposit HK$1.02M · loan HK$9.18M · min. income ≈ HK$98,196/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$382,551 · Scale 2, in force from 26 Feb 2026)