LTV · monthly repayment
▼ 0.50% · 3.625%
HK$232,638
−HK$14,588/mo
▼ 0.25% · 3.875%
HK$239,874
−HK$7,352/mo
Today · 4.125%
HK$247,226
baseline
▲ 0.50% · 4.625%
HK$262,269
+HK$15,043/mo
Deposit HK$51.01M · loan HK$51.01M · min. income ≈ HK$494,452/mo (50% DSR)
Upfront cash ≈ HK$55.87M (deposit + AVD stamp duty HK$4,856,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,807
−HK$13,983/mo
▼ 0.25% · 3.875%
HK$265,748
−HK$7,042/mo
Today · 4.125%
HK$272,790
baseline
▲ 0.50% · 4.625%
HK$287,169
+HK$14,379/mo
Deposit HK$51.01M · loan HK$51.01M · min. income ≈ HK$545,580/mo (50% DSR)
Upfront cash ≈ HK$55.87M (deposit + AVD stamp duty HK$4,856,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,165
−HK$17,506/mo
▼ 0.25% · 3.875%
HK$287,849
−HK$8,822/mo
Today · 4.125%
HK$296,671
baseline
▲ 0.50% · 4.625%
HK$314,723
+HK$18,052/mo
Deposit HK$40.81M · loan HK$61.21M · min. income ≈ HK$593,342/mo (50% DSR)
Upfront cash ≈ HK$45.67M (deposit + AVD stamp duty HK$4,856,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,568
−HK$16,779/mo
▼ 0.25% · 3.875%
HK$318,898
−HK$8,449/mo
Today · 4.125%
HK$327,347
baseline
▲ 0.50% · 4.625%
HK$344,602
+HK$17,255/mo
Deposit HK$40.81M · loan HK$61.21M · min. income ≈ HK$654,694/mo (50% DSR)
Upfront cash ≈ HK$45.67M (deposit + AVD stamp duty HK$4,856,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,693
−HK$20,423/mo
▼ 0.25% · 3.875%
HK$335,824
−HK$10,292/mo
Today · 4.125%
HK$346,116
baseline
▲ 0.50% · 4.625%
HK$367,177
+HK$21,061/mo
Deposit HK$30.61M · loan HK$71.42M · min. income ≈ HK$692,232/mo (50% DSR)
Upfront cash ≈ HK$35.46M (deposit + AVD stamp duty HK$4,856,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,330
−HK$19,575/mo
▼ 0.25% · 3.875%
HK$372,047
−HK$9,858/mo
Today · 4.125%
HK$381,905
baseline
▲ 0.50% · 4.625%
HK$402,036
+HK$20,131/mo
Deposit HK$30.61M · loan HK$71.42M · min. income ≈ HK$763,810/mo (50% DSR)
Upfront cash ≈ HK$35.46M (deposit + AVD stamp duty HK$4,856,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$418,748
−HK$26,259/mo
▼ 0.25% · 3.875%
HK$431,773
−HK$13,234/mo
Today · 4.125%
HK$445,007
baseline
▲ 0.50% · 4.625%
HK$472,084
+HK$27,077/mo
Deposit HK$10.20M · loan HK$91.82M · min. income ≈ HK$890,014/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$4,856,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$465,853
−HK$25,168/mo
▼ 0.25% · 3.875%
HK$478,346
−HK$12,675/mo
Today · 4.125%
HK$491,021
baseline
▲ 0.50% · 4.625%
HK$516,904
+HK$25,883/mo
Deposit HK$10.20M · loan HK$91.82M · min. income ≈ HK$982,042/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$4,856,766 · Scale 2, in force from 26 Feb 2026)