LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,275
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$23,999
−HK$736/mo
Today · 4.125%
HK$24,735
baseline
▲ 0.50% · 4.625%
HK$26,240
+HK$1,505/mo
Deposit HK$5.10M · loan HK$5.10M · min. income ≈ HK$49,470/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$382,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,893
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,588
−HK$704/mo
Today · 4.125%
HK$27,292
baseline
▲ 0.50% · 4.625%
HK$28,731
+HK$1,439/mo
Deposit HK$5.10M · loan HK$5.10M · min. income ≈ HK$54,584/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$382,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,930
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,799
−HK$883/mo
Today · 4.125%
HK$29,682
baseline
▲ 0.50% · 4.625%
HK$31,488
+HK$1,806/mo
Deposit HK$4.08M · loan HK$6.12M · min. income ≈ HK$59,364/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$382,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,072
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,905
−HK$846/mo
Today · 4.125%
HK$32,751
baseline
▲ 0.50% · 4.625%
HK$34,477
+HK$1,726/mo
Deposit HK$4.08M · loan HK$6.12M · min. income ≈ HK$65,502/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$382,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,585
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,599
−HK$1,029/mo
Today · 4.125%
HK$34,628
baseline
▲ 0.50% · 4.625%
HK$36,736
+HK$2,108/mo
Deposit HK$3.06M · loan HK$7.15M · min. income ≈ HK$69,256/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,251
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,223
−HK$986/mo
Today · 4.125%
HK$38,209
baseline
▲ 0.50% · 4.625%
HK$40,223
+HK$2,014/mo
Deposit HK$3.06M · loan HK$7.15M · min. income ≈ HK$76,418/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,895
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,198
−HK$1,324/mo
Today · 4.125%
HK$44,522
baseline
▲ 0.50% · 4.625%
HK$47,231
+HK$2,709/mo
Deposit HK$1.02M · loan HK$9.19M · min. income ≈ HK$89,044/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$382,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,608
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,858
−HK$1,268/mo
Today · 4.125%
HK$49,126
baseline
▲ 0.50% · 4.625%
HK$51,715
+HK$2,589/mo
Deposit HK$1.02M · loan HK$9.19M · min. income ≈ HK$98,252/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$382,771 · Scale 2, in force from 26 Feb 2026)