LTV · monthly repayment
▼ 0.50% · 3.625%
HK$232,779
−HK$14,597/mo
▼ 0.25% · 3.875%
HK$240,019
−HK$7,357/mo
Today · 4.125%
HK$247,376
baseline
▲ 0.50% · 4.625%
HK$262,428
+HK$15,052/mo
Deposit HK$51.04M · loan HK$51.04M · min. income ≈ HK$494,752/mo (50% DSR)
Upfront cash ≈ HK$55.92M (deposit + AVD stamp duty HK$4,875,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,964
−HK$13,991/mo
▼ 0.25% · 3.875%
HK$265,909
−HK$7,046/mo
Today · 4.125%
HK$272,955
baseline
▲ 0.50% · 4.625%
HK$287,343
+HK$14,388/mo
Deposit HK$51.04M · loan HK$51.04M · min. income ≈ HK$545,910/mo (50% DSR)
Upfront cash ≈ HK$55.92M (deposit + AVD stamp duty HK$4,875,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,334
−HK$17,517/mo
▼ 0.25% · 3.875%
HK$288,023
−HK$8,828/mo
Today · 4.125%
HK$296,851
baseline
▲ 0.50% · 4.625%
HK$314,914
+HK$18,063/mo
Deposit HK$40.83M · loan HK$61.25M · min. income ≈ HK$593,702/mo (50% DSR)
Upfront cash ≈ HK$45.71M (deposit + AVD stamp duty HK$4,875,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,757
−HK$16,789/mo
▼ 0.25% · 3.875%
HK$319,091
−HK$8,455/mo
Today · 4.125%
HK$327,546
baseline
▲ 0.50% · 4.625%
HK$344,811
+HK$17,265/mo
Deposit HK$40.83M · loan HK$61.25M · min. income ≈ HK$655,092/mo (50% DSR)
Upfront cash ≈ HK$45.71M (deposit + AVD stamp duty HK$4,875,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,890
−HK$20,436/mo
▼ 0.25% · 3.875%
HK$336,027
−HK$10,299/mo
Today · 4.125%
HK$346,326
baseline
▲ 0.50% · 4.625%
HK$367,399
+HK$21,073/mo
Deposit HK$30.63M · loan HK$71.46M · min. income ≈ HK$692,652/mo (50% DSR)
Upfront cash ≈ HK$35.50M (deposit + AVD stamp duty HK$4,875,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,550
−HK$19,587/mo
▼ 0.25% · 3.875%
HK$372,273
−HK$9,864/mo
Today · 4.125%
HK$382,137
baseline
▲ 0.50% · 4.625%
HK$402,280
+HK$20,143/mo
Deposit HK$30.63M · loan HK$71.46M · min. income ≈ HK$764,274/mo (50% DSR)
Upfront cash ≈ HK$35.50M (deposit + AVD stamp duty HK$4,875,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$419,002
−HK$26,275/mo
▼ 0.25% · 3.875%
HK$432,035
−HK$13,242/mo
Today · 4.125%
HK$445,277
baseline
▲ 0.50% · 4.625%
HK$472,371
+HK$27,094/mo
Deposit HK$10.21M · loan HK$91.88M · min. income ≈ HK$890,554/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$4,875,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$466,135
−HK$25,184/mo
▼ 0.25% · 3.875%
HK$478,637
−HK$12,682/mo
Today · 4.125%
HK$491,319
baseline
▲ 0.50% · 4.625%
HK$517,217
+HK$25,898/mo
Deposit HK$10.21M · loan HK$91.88M · min. income ≈ HK$982,638/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$4,875,329 · Scale 2, in force from 26 Feb 2026)