LTV · monthly repayment
▼ 0.50% · 3.625%
HK$232,800
−HK$14,599/mo
▼ 0.25% · 3.875%
HK$240,042
−HK$7,357/mo
Today · 4.125%
HK$247,399
baseline
▲ 0.50% · 4.625%
HK$262,452
+HK$15,053/mo
Deposit HK$51.05M · loan HK$51.05M · min. income ≈ HK$494,798/mo (50% DSR)
Upfront cash ≈ HK$55.93M (deposit + AVD stamp duty HK$4,878,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,988
−HK$13,992/mo
▼ 0.25% · 3.875%
HK$265,934
−HK$7,046/mo
Today · 4.125%
HK$272,980
baseline
▲ 0.50% · 4.625%
HK$287,369
+HK$14,389/mo
Deposit HK$51.05M · loan HK$51.05M · min. income ≈ HK$545,960/mo (50% DSR)
Upfront cash ≈ HK$55.93M (deposit + AVD stamp duty HK$4,878,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,360
−HK$17,519/mo
▼ 0.25% · 3.875%
HK$288,050
−HK$8,829/mo
Today · 4.125%
HK$296,879
baseline
▲ 0.50% · 4.625%
HK$314,943
+HK$18,064/mo
Deposit HK$40.84M · loan HK$61.26M · min. income ≈ HK$593,758/mo (50% DSR)
Upfront cash ≈ HK$45.72M (deposit + AVD stamp duty HK$4,878,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,785
−HK$16,791/mo
▼ 0.25% · 3.875%
HK$319,121
−HK$8,455/mo
Today · 4.125%
HK$327,576
baseline
▲ 0.50% · 4.625%
HK$344,843
+HK$17,267/mo
Deposit HK$40.84M · loan HK$61.26M · min. income ≈ HK$655,152/mo (50% DSR)
Upfront cash ≈ HK$45.72M (deposit + AVD stamp duty HK$4,878,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,920
−HK$20,438/mo
▼ 0.25% · 3.875%
HK$336,058
−HK$10,300/mo
Today · 4.125%
HK$346,358
baseline
▲ 0.50% · 4.625%
HK$367,433
+HK$21,075/mo
Deposit HK$30.63M · loan HK$71.47M · min. income ≈ HK$692,716/mo (50% DSR)
Upfront cash ≈ HK$35.51M (deposit + AVD stamp duty HK$4,878,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,583
−HK$19,589/mo
▼ 0.25% · 3.875%
HK$372,307
−HK$9,865/mo
Today · 4.125%
HK$382,172
baseline
▲ 0.50% · 4.625%
HK$402,317
+HK$20,145/mo
Deposit HK$30.63M · loan HK$71.47M · min. income ≈ HK$764,344/mo (50% DSR)
Upfront cash ≈ HK$35.51M (deposit + AVD stamp duty HK$4,878,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$419,040
−HK$26,278/mo
▼ 0.25% · 3.875%
HK$432,075
−HK$13,243/mo
Today · 4.125%
HK$445,318
baseline
▲ 0.50% · 4.625%
HK$472,414
+HK$27,096/mo
Deposit HK$10.21M · loan HK$91.88M · min. income ≈ HK$890,636/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$4,878,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$466,178
−HK$25,186/mo
▼ 0.25% · 3.875%
HK$478,681
−HK$12,683/mo
Today · 4.125%
HK$491,364
baseline
▲ 0.50% · 4.625%
HK$517,265
+HK$25,901/mo
Deposit HK$10.21M · loan HK$91.88M · min. income ≈ HK$982,728/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$4,878,160 · Scale 2, in force from 26 Feb 2026)