LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,302
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,026
−HK$737/mo
Today · 4.125%
HK$24,763
baseline
▲ 0.50% · 4.625%
HK$26,270
+HK$1,507/mo
Deposit HK$5.11M · loan HK$5.11M · min. income ≈ HK$49,526/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$383,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,923
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,618
−HK$705/mo
Today · 4.125%
HK$27,323
baseline
▲ 0.50% · 4.625%
HK$28,764
+HK$1,441/mo
Deposit HK$5.11M · loan HK$5.11M · min. income ≈ HK$54,646/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$383,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,962
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,832
−HK$883/mo
Today · 4.125%
HK$29,715
baseline
▲ 0.50% · 4.625%
HK$31,524
+HK$1,809/mo
Deposit HK$4.09M · loan HK$6.13M · min. income ≈ HK$59,430/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$383,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,107
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,942
−HK$846/mo
Today · 4.125%
HK$32,788
baseline
▲ 0.50% · 4.625%
HK$34,516
+HK$1,728/mo
Deposit HK$4.09M · loan HK$6.13M · min. income ≈ HK$65,576/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$383,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,622
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,637
−HK$1,031/mo
Today · 4.125%
HK$34,668
baseline
▲ 0.50% · 4.625%
HK$36,778
+HK$2,110/mo
Deposit HK$3.07M · loan HK$7.15M · min. income ≈ HK$69,336/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,292
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,265
−HK$988/mo
Today · 4.125%
HK$38,253
baseline
▲ 0.50% · 4.625%
HK$40,269
+HK$2,016/mo
Deposit HK$3.07M · loan HK$7.15M · min. income ≈ HK$76,506/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,943
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,248
−HK$1,325/mo
Today · 4.125%
HK$44,573
baseline
▲ 0.50% · 4.625%
HK$47,285
+HK$2,712/mo
Deposit HK$1.02M · loan HK$9.20M · min. income ≈ HK$89,146/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,661
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,913
−HK$1,269/mo
Today · 4.125%
HK$49,182
baseline
▲ 0.50% · 4.625%
HK$51,775
+HK$2,593/mo
Deposit HK$1.02M · loan HK$9.20M · min. income ≈ HK$98,364/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,208 · Scale 2, in force from 26 Feb 2026)