LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,308
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,033
−HK$736/mo
Today · 4.125%
HK$24,769
baseline
▲ 0.50% · 4.625%
HK$26,276
+HK$1,507/mo
Deposit HK$5.11M · loan HK$5.11M · min. income ≈ HK$49,538/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$383,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,930
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,625
−HK$705/mo
Today · 4.125%
HK$27,330
baseline
▲ 0.50% · 4.625%
HK$28,771
+HK$1,441/mo
Deposit HK$5.11M · loan HK$5.11M · min. income ≈ HK$54,660/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$383,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,969
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,839
−HK$884/mo
Today · 4.125%
HK$29,723
baseline
▲ 0.50% · 4.625%
HK$31,532
+HK$1,809/mo
Deposit HK$4.09M · loan HK$6.13M · min. income ≈ HK$59,446/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$383,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,115
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,950
−HK$846/mo
Today · 4.125%
HK$32,796
baseline
▲ 0.50% · 4.625%
HK$34,525
+HK$1,729/mo
Deposit HK$4.09M · loan HK$6.13M · min. income ≈ HK$65,592/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$383,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,631
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,646
−HK$1,031/mo
Today · 4.125%
HK$34,677
baseline
▲ 0.50% · 4.625%
HK$36,787
+HK$2,110/mo
Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$69,354/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,301
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,275
−HK$988/mo
Today · 4.125%
HK$38,263
baseline
▲ 0.50% · 4.625%
HK$40,279
+HK$2,016/mo
Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$76,526/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,954
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,259
−HK$1,326/mo
Today · 4.125%
HK$44,585
baseline
▲ 0.50% · 4.625%
HK$47,297
+HK$2,712/mo
Deposit HK$1.02M · loan HK$9.20M · min. income ≈ HK$89,170/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,673
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,925
−HK$1,270/mo
Today · 4.125%
HK$49,195
baseline
▲ 0.50% · 4.625%
HK$51,788
+HK$2,593/mo
Deposit HK$1.02M · loan HK$9.20M · min. income ≈ HK$98,390/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,307 · Scale 2, in force from 26 Feb 2026)