LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,313
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,039
−HK$736/mo
Today · 4.125%
HK$24,775
baseline
▲ 0.50% · 4.625%
HK$26,283
+HK$1,508/mo
Deposit HK$5.11M · loan HK$5.11M · min. income ≈ HK$49,550/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$383,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,936
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,631
−HK$706/mo
Today · 4.125%
HK$27,337
baseline
▲ 0.50% · 4.625%
HK$28,778
+HK$1,441/mo
Deposit HK$5.11M · loan HK$5.11M · min. income ≈ HK$54,674/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$383,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,976
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,846
−HK$884/mo
Today · 4.125%
HK$29,730
baseline
▲ 0.50% · 4.625%
HK$31,539
+HK$1,809/mo
Deposit HK$4.09M · loan HK$6.13M · min. income ≈ HK$59,460/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$383,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,123
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,958
−HK$847/mo
Today · 4.125%
HK$32,805
baseline
▲ 0.50% · 4.625%
HK$34,534
+HK$1,729/mo
Deposit HK$4.09M · loan HK$6.13M · min. income ≈ HK$65,610/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$383,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,639
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,654
−HK$1,031/mo
Today · 4.125%
HK$34,685
baseline
▲ 0.50% · 4.625%
HK$36,796
+HK$2,111/mo
Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$69,370/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,310
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,284
−HK$988/mo
Today · 4.125%
HK$38,272
baseline
▲ 0.50% · 4.625%
HK$40,289
+HK$2,017/mo
Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$76,544/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,964
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,269
−HK$1,327/mo
Today · 4.125%
HK$44,596
baseline
▲ 0.50% · 4.625%
HK$47,309
+HK$2,713/mo
Deposit HK$1.02M · loan HK$9.20M · min. income ≈ HK$89,192/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,685
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,937
−HK$1,270/mo
Today · 4.125%
HK$49,207
baseline
▲ 0.50% · 4.625%
HK$51,801
+HK$2,594/mo
Deposit HK$1.02M · loan HK$9.20M · min. income ≈ HK$98,414/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,401 · Scale 2, in force from 26 Feb 2026)