LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,315
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,041
−HK$737/mo
Today · 4.125%
HK$24,778
baseline
▲ 0.50% · 4.625%
HK$26,285
+HK$1,507/mo
Deposit HK$5.11M · loan HK$5.11M · min. income ≈ HK$49,556/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$383,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,938
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,634
−HK$706/mo
Today · 4.125%
HK$27,340
baseline
▲ 0.50% · 4.625%
HK$28,781
+HK$1,441/mo
Deposit HK$5.11M · loan HK$5.11M · min. income ≈ HK$54,680/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$383,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,979
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,849
−HK$884/mo
Today · 4.125%
HK$29,733
baseline
▲ 0.50% · 4.625%
HK$31,542
+HK$1,809/mo
Deposit HK$4.09M · loan HK$6.13M · min. income ≈ HK$59,466/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$383,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,126
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,961
−HK$846/mo
Today · 4.125%
HK$32,807
baseline
▲ 0.50% · 4.625%
HK$34,537
+HK$1,730/mo
Deposit HK$4.09M · loan HK$6.13M · min. income ≈ HK$65,614/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$383,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,642
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,657
−HK$1,032/mo
Today · 4.125%
HK$34,689
baseline
▲ 0.50% · 4.625%
HK$36,799
+HK$2,110/mo
Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$69,378/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,313
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,287
−HK$988/mo
Today · 4.125%
HK$38,275
baseline
▲ 0.50% · 4.625%
HK$40,293
+HK$2,018/mo
Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$76,550/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,968
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,273
−HK$1,327/mo
Today · 4.125%
HK$44,600
baseline
▲ 0.50% · 4.625%
HK$47,313
+HK$2,713/mo
Deposit HK$1.02M · loan HK$9.20M · min. income ≈ HK$89,200/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,689
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,941
−HK$1,270/mo
Today · 4.125%
HK$49,211
baseline
▲ 0.50% · 4.625%
HK$51,805
+HK$2,594/mo
Deposit HK$1.02M · loan HK$9.20M · min. income ≈ HK$98,422/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,435 · Scale 2, in force from 26 Feb 2026)