LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,320
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,046
−HK$737/mo
Today · 4.125%
HK$24,783
baseline
▲ 0.50% · 4.625%
HK$26,291
+HK$1,508/mo
Deposit HK$5.11M · loan HK$5.11M · min. income ≈ HK$49,566/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$383,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,944
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,639
−HK$706/mo
Today · 4.125%
HK$27,345
baseline
▲ 0.50% · 4.625%
HK$28,787
+HK$1,442/mo
Deposit HK$5.11M · loan HK$5.11M · min. income ≈ HK$54,690/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$383,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,984
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,855
−HK$884/mo
Today · 4.125%
HK$29,739
baseline
▲ 0.50% · 4.625%
HK$31,549
+HK$1,810/mo
Deposit HK$4.09M · loan HK$6.14M · min. income ≈ HK$59,478/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$383,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,132
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,967
−HK$847/mo
Today · 4.125%
HK$32,814
baseline
▲ 0.50% · 4.625%
HK$34,544
+HK$1,730/mo
Deposit HK$4.09M · loan HK$6.14M · min. income ≈ HK$65,628/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$383,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,648
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,664
−HK$1,032/mo
Today · 4.125%
HK$34,696
baseline
▲ 0.50% · 4.625%
HK$36,807
+HK$2,111/mo
Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$69,392/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,321
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,295
−HK$988/mo
Today · 4.125%
HK$38,283
baseline
▲ 0.50% · 4.625%
HK$40,301
+HK$2,018/mo
Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$76,566/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,976
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,282
−HK$1,327/mo
Today · 4.125%
HK$44,609
baseline
▲ 0.50% · 4.625%
HK$47,323
+HK$2,714/mo
Deposit HK$1.02M · loan HK$9.20M · min. income ≈ HK$89,218/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,698
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,951
−HK$1,270/mo
Today · 4.125%
HK$49,221
baseline
▲ 0.50% · 4.625%
HK$51,816
+HK$2,595/mo
Deposit HK$1.02M · loan HK$9.20M · min. income ≈ HK$98,442/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,514 · Scale 2, in force from 26 Feb 2026)